Credit Analyst

LHH US; Texas; On-site; USD 50,000 - 65,000; Full time

Benefits offered by this job

Discretionary quarterly bonus up to 10

Onsite workplace in NW Houston

Job summary

LHH US in NW Houston (onsite) seeks an experienced Credit Analyst to support credit risk, collections, and accounts receivable, optimizing cash flow and customer relationships. You will analyze creditworthiness, monitor exposure, and partner with internal teams to resolve complex issues.

The role requires a Bachelor's degree in Accounting/Finance (or 4+ years of related experience), strong Excel skills (Pivot Tables, VLOOKUP, Power Query), and knowledge of commercial credit tools.

Qualifications

• Bachelor's degree in Accounting, Finance, or a related field preferred, or 4+ years of progressive experience in credit, collections, or accounts receivable.
• Experience with electronic billing platforms such as ADP, Oildex, or EDI, and strong Excel skills including Pivot Tables, VLOOKUP, Power Query.
• Strong understanding of financial statement analysis, credit risk assessment, and commercial credit tools.

Responsibilities

• Manage customer credit portfolios by evaluating credit risk and approving credit within authority limits.
• Monitor exposure and support collection efforts to maintain healthy accounts receivable.
• Analyze financial data, identify delinquency trends, and collaborate with customers and internal stakeholders to resolve issues.
• Provide guidance to team members and support credit inquiries and order releases.

Skills

Credit risk analysis

Financial data analysis

Cross-functional collaboration

Problem solving

Education

Bachelor's degree in accounting/finance

Tools

ADP

Oildex

EDI

Microsoft Excel (Pivot Tables, VLOOKUP, Power Query)

D&B/Experian/HighRadius/Get Paid

Job description

Job Description

An established organization is seeking an experienced Credit Analyst to support credit risk, collections, and accounts receivable operations. This role is ideal for a finance professional who enjoys analyzing customer creditworthiness, improving processes, reducing risk, and partnering with internal teams to resolve complex account issues. The position offers the opportunity to influence credit strategy while helping optimize cash flow and customer relationships.

Key Responsibilities

• Manage customer credit portfolios by evaluating credit risk, approving credit within established authority limits, monitoring exposure, and supporting collection efforts to maintain healthy accounts receivable.
• Analyze financial data, identify delinquency trends, perform root cause analysis, and collaborate with customers and internal stakeholders to resolve outstanding account issues.
• Support continuous improvement initiatives by identifying process enhancements, assisting with system testing and implementation, and promoting best practices across the credit team.
• Provide guidance to team members, assist with credit inquiries and order releases, support customer account reviews, and serve as backup to the Credit Manager when needed.

Qualifications

• Bachelor's degree in Accounting, Finance, or a related field preferred, or 4+ years of progressive experience in credit, collections, or accounts receivable.
• Experience with electronic billing platforms such as ADP, Oildex, or EDI, along with strong proficiency in Microsoft Excel, including Pivot Tables, VLOOKUP, and Power Query.
• Strong understanding of financial statement analysis, credit risk assessment, and commercial credit tools such as D&B, Experian, HighRadius, or Get Paid.
• Excellent analytical, communication, and problem-solving skills with the ability to work cross-functionally and manage multiple priorities in a fast-paced environment.

Preferred Qualifications

• Certified Credit Business Associate (CBA) certification is a plus.
• Experience participating in customer account reviews and cross-functional credit meetings.
• Willingness to travel up to 10% as needed.

Schedule: Monday-Friday, standard business hours.

Location: NW Houston - ONSITE

Salary: $50K - 65K (depending on expereinece)

Bonus: eligible for descretionary quartery bonus up to 10%

Pay Details: $50,000.00 to $65,000.00 per year

Search managed by: Deanna Murphy

Equal Opportunity Employer/Veterans/Disabled

Military connected talent encouraged to apply

The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements.

Equal Opportunity Employer/Veterans/Disabled

• The California Fair Chance Act
• Los Angeles City Fair Chance Ordinance
• Los Angeles County Fair Chance Ordinance for Employers
• San Francisco Fair Chance Ordinance

Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.