Credit Analyst — Commercial Banking Development Track

Socket.dev; Lubbock (TX); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Structured training

Career development

Job summary

PlainsCapital Bank in Lubbock, Texas is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027.

As a working Credit Analyst, you will evaluate the financial health of commercial clients, analyze financial statements, assess risk, and prepare detailed analyses to support lending decisions.

Qualifications

• Entry-level opportunity suitable for recent post-graduates.
• Strong ability to analyze financial statements and extract key credit signals.
• Interest in commercial banking and credit risk management.

Responsibilities

• Evaluate financial statements and assess credit risk for commercial clients.
• Prepare detailed analyses to support lending decisions.
• Collaborate with relationship managers, lending leadership, and credit officers to ensure compliance with risk appetite and regulatory standards.

Skills

Analytical thinking

Financial statement analysis

Credit risk assessment

Education

Post-graduate degree

Job description

PlainsCapital Bank in Lubbock, Texas is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027.

As a working Credit Analyst, you will evaluate the financial health of commercial clients, analyze financial statements, assess risk, and prepare detailed analyses to support lending decisions.