Credit Analyst: Commercial & Agricultural Lending

Btc Bank; Sedalia (MO); Vor Ort; USD 60.000 - 80.000; Vollzeit

Zusammenfassung

BTC Bank seeks a Credit Analyst in Albany, MO to evaluate creditworthiness, analyze financial statements, tax returns, and bank references, and prepare loan analyses for lenders and loan committees.

Responsibilities include spreading financials with Moody's software, reviewing collateral, supporting calls on past-due loans, and ensuring compliance with applicable laws and regulations.

Qualifikationen

• Bachelor’s degree in Accounting, Finance, Agriculture or a related field preferred.
• Three to five years of related credit analyst experience and/or training.
• Excellent financial analysis skills with sound judgment and decision‑making abilities.
• Advanced knowledge of commercial, agricultural, construction, real estate and consumer loan processing.

Aufgaben

• Evaluates the financial condition of individuals and businesses applying for credit with the institution.
• Prepares spreadsheets, reports, summaries and opinions for officers on new, renewal, and existing loans.
• Analyzes financial statements, tax returns and bank references to evaluate creditworthiness.
• Uses Moody's software to spread financial statements and support credit analyses.
• Reviews loan files for completeness and proper collateral security.

Kenntnisse

Credit analysis

Financial analysis

Decision making

Attention to detail

Ausbildung

Bachelor's degree in Accounting, Finance, Agriculture or related field

Tools

Moody's software

Jobbeschreibung

BTC Bank seeks a Credit Analyst in Albany, MO to evaluate creditworthiness, analyze financial statements, tax returns, and bank references, and prepare loan analyses for lenders and loan committees.

Responsibilities include spreading financials with Moody's software, reviewing collateral, supporting calls on past-due loans, and ensuring compliance with applicable laws and regulations.