Credit Analyst: Cash Flow & Risk Insight

Equity Bank; Kansas; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health, Dental & Vision Insurance

Group Life & Long-Term Disability

401(K) Retirement Plan w/ CompanyMatch

Generous Vacation & Sick Time

Employee Stock Purchase Plan (ESPP)

Job summary

Equity Bank seeks a Credit Analyst to support Credit Administration in Des Moines, IA. You will produce credit presentations, annual reviews, and cash flow analyses, while evaluating collateral and risk factors. Close collaboration with Loan Officers is essential.

The role requires a Bachelor’s degree in finance or related field, strong communication, and Excel/MS Office proficiency. This is an on-site, full-time position at Equity Bank.

Qualifications

• Bachelor's degree in finance, accounting, economics, business administration, or related field.
• High accuracy and attention to detail to identify risk factors in credit evaluations.
• Strong analytical ability to assess credit data and trends.
• Excellent written and verbal communication for stakeholders and management.
• Proficiency with MS Office, especially Excel.

Responsibilities

• Produce high-quality credit presentations and annual reviews for internal/external approvals.
• Analyze financial spreads and borrower cash flows; identify trends and risks.
• Assess collateral adequacy and document credit facilities clearly.
• Coordinate with loan officers and customers to gather needed information.
• Prepare reports and monitor financial covenants and borrowing bases.

Skills

Attention to detail

Critical thinking

Written and verbal communication

Excel proficiency

Multitasking

Education

Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related field

Tools

Microsoft Excel

Microsoft Office Suite

Job description

Equity Bank seeks a Credit Analyst to support Credit Administration in Des Moines, IA. You will produce credit presentations, annual reviews, and cash flow analyses, while evaluating collateral and risk factors. Close collaboration with Loan Officers is essential.

The role requires a Bachelor’s degree in finance or related field, strong communication, and Excel/MS Office proficiency. This is an on-site, full-time position at Equity Bank.