Commercial Credit Analyst - Risk & Portfolio Review

West Bank; West Des Moines (IA); On-site; USD 70,000 - 95,000; Full time

Job summary

West Bank in West Des Moines, Iowa (Headquarters) is seeking a full-time, in-office Credit Underwriter. You will analyze financial statements, assess repayment risk, and support lending decisions for existing and prospective customers.

The role emphasizes building compliant credit packages, monitoring loan portfolios, and generating clear reports for lenders and management. Strong written and verbal communication, plus ability to multi-task, are essential.

Qualifications

• Bachelor's degree in finance or accounting required.
• Formal commercial credit training and banking experience preferred.
• Must be organized, able to multi-task, and have excellent oral and written communication skills.

Responsibilities

• Credit Underwriting – analyze financial statements and assess borrower risk.
• Monitor Existing Loan Portfolio – review financials and prepare spreads for lending staff.
• Reporting – prepare and disseminate reports to end users in a timely manner.

Skills

Credit underwriting

Financial statement analysis

Reporting

Communication

Education

Bachelor's degree in finance or accounting

Tools

Excel

Job description

West Bank in West Des Moines, Iowa (Headquarters) is seeking a full-time, in-office Credit Underwriter. You will analyze financial statements, assess repayment risk, and support lending decisions for existing and prospective customers.

The role emphasizes building compliant credit packages, monitoring loan portfolios, and generating clear reports for lenders and management. Strong written and verbal communication, plus ability to multi-task, are essential.