Credit Analyst

Cfbank; Platteville (WI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental, Vision

401(k)

Employee Stock Ownership Plan

Life Insurance

Competitive Salary

Paid Time Off (PTO)- 18 days annually

Paid Holidays - 11 days

Birthday Time Off

Employee Discounts

Job summary

Community First Bank is hiring a Credit Analyst to evaluate lending opportunities for businesses and agricultural operations. You will analyze financial statements, tax returns, and cash flow while identifying risks and trends.

You will prepare credible credit presentations to guide lending decisions and deepen your understanding of commercial and agricultural credit. No banking experience is required; the bank offers development opportunities and exposure to a wide range of lending products

Qualifications

• Bachelor's degree in finance, accounting, economics, agricultural business, or related field.
• Strong analytical and problem-solving abilities with attention to detail.
• Excellent written and verbal communication; able to work independently while collaborating with others.

Responsibilities

• Analyze financial statements, tax returns, and cash flow to evaluate lending opportunities.
• Identify financial trends, assess risks, and translate complex data into actionable insights.
• Prepare credit presentations and recommendations to support sound lending decisions.
• Gain exposure to commercial and agricultural lending and related programs.
• Monitor loan portfolios and borrower performance with experienced lenders and credit professionals.

Skills

Analytical thinking

Problem solving

Attention to detail

Communication skills

Independence

Willingness to learn

Education

Bachelor's degree in finance

Bachelor's degree in accounting

Bachelor's degree in economics

Bachelor's degree in agricultural business

Job description

Numbers Tell a Story. Can You See It?

Love working with numbers? Enjoy solving problems? Ready to turn your analytical skills into a rewarding career?

Community First Bank is looking for a Credit Analyst to join our team! Whether you're a recent college graduate or looking to put your degree to work in a new direction, this could be the opportunity you've been looking for.

No banking experience? No problem! We're looking for someone with an analytical mindset, strong attention to detail, and a willingness to learn. We'll help you develop the banking knowledge and credit analysis skills needed to succeed.

What You'll Do

As a Credit Analyst, you'll play an important role in helping Community First Bank make informed lending decisions and support the financial success of businesses and agricultural operations in our communities.

You'll have the opportunity to:

• Dig into the Numbers: Analyze financial statements, tax returns, and cash flow to evaluate lending opportunities.

• Connect the Dots: Identify financial trends, assess risks, and turn complex information into meaningful insights.

• Help Guide Decisions: Prepare credit presentations and recommendations that support sound lending decisions.

• Build Your Expertise: Gain exposure to commercial and agricultural lending, including specialized lending programs and complex credit relationships.

• Collaborate and Learn: Work alongside experienced lenders and credit professionals to monitor loan portfolios and evaluate borrower performance.

What You Bring

• Bachelor's degree in finance, accounting, economics, agricultural business, or a related field.

• Strong analytical, critical thinking, and problem-solving skills.

• Excellent attention to detail and organizational abilities.

• Effective written and verbal communication skills.

• Ability to work independently while collaborating with others.

• A genuine desire to learn, grow, and take on new challenges.

Previous banking or credit analysis experience is not required!

Benefits & Perks:

A competitive salary is just one of many elements that make up our Total Compensation package.

• Medical, Dental, Vision
• 401(k)
• Employee Stock Ownership Plan
• Life Insurance
• Competitive Salary
• Paid Time Off (PTO)- 18 days annually
• Paid Holidays - 11 days
• Birthday Time Off
• Employee Discounts

Start Your Banking Career with CFB

Why Community First Bank?

At Community First Bank, you're more than an employee-you're part of an employee-owned organization committed to our customers, communities, and one another.

We believe in developing talent, encouraging growth, and creating opportunities for employees to make a meaningful impact.

Ready to turn your degree into a career where your analysis makes a difference?