Credit Analyst 1

Bank of Wisconsin Dells; Wisconsin Dells (WI); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive pay

Comprehensive benefits

PTO

401(k) with company match

Paid holidays

Job summary

Bank of Wisconsin Dells is seeking a Credit Analyst to join our credit team. This role suits someone with an analytical mindset who enjoys reviewing financial statements and helping the bank make sound lending decisions.

You will analyze balance sheets, income statements, cash flows, and credit reports; prepare presentations and reports for loan approvals; collaborate with lenders and credit officers; maintain organized files and support annual reviews.

Qualifications

• Review business and personal financial information including tax returns, financial statements, credit reports, and related loan documents.
• Prepare credit presentations, cash flow analysis, financial spreads, and other reports used in the loan approval process.
• Analyze balance sheets, income statements, trends, ratios, collateral values, repayment capacity, and overall credit risk.
• Learn the bank's credit policies, procedures, loan documentation standards, and regulatory expectations.
• Coursework or internship experience involving accounting, financial statement analysis, or business analytics.
• Strong attention to detail and pride in producing accurate, well-organized work.
• Comfort working with numbers, spreadsheets, reports, and financial documents.

Responsibilities

• Review business and personal financial information, including tax returns, financial statements, credit reports, and related loan documents.
• Prepare credit presentations, cash flow analysis, financial spreads, and other reports used in the loan approval process.
• Analyze balance sheets, income statements, trends, ratios, collateral values, repayment capacity, and overall credit risk.
• Work closely with lenders, credit officers, and loan support staff to gather information and complete accurate, timely analysis.
• Maintain organized credit files and support annual reviews, renewals, and ongoing portfolio monitoring.
• Learn the bank's credit policies, procedures, loan documentation standards, and regulatory expectations.
• Coursework or internship experience involving accounting, financial statement analysis, or business analytics.
• Strong attention to detail and pride in producing accurate, well-organized work.
• Comfort working with numbers, spreadsheets, reports, and financial documents.
• Good judgment, curiosity, and the ability to ask thoughtful questions when something does not add up.
• Strong written communication skills and the ability to explain financial information clearly.

Skills

Analytical mindset

Attention to detail

Numerical proficiency

Written communication

Curiosity

Education

Accounting coursework

Financial statement analysis coursework

Business analytics coursework

Tools

Excel

Job description

• Employee Type Regular Full Time

Description

Are you the kind of person who likes numbers to make sense, enjoys digging into financial statements, and finds satisfaction in a well-built spreadsheet? If so, this may be a great place to start your banking career. We are looking for a Credit Analyst to join our credit team. This role is ideal for someone with an analytical mindset-curious, detail-oriented, and comfortable working behind the scenes to help the bank make sound lending decisions.

What You'll Do

• Review business and personal financial information, including tax returns, financial statements, credit reports, and related loan documents.
• Prepare credit presentations, cash flow analysis, financial spreads, and other reports used in the loan approval process.
• Analyze balance sheets, income statements, trends, ratios, collateral values, repayment capacity, and overall credit risk.
• Work closely with lenders, credit officers, and loan support staff to gather information and complete accurate, timely analysis.
• Maintain organized credit files and support annual reviews, renewals, and ongoing portfolio monitoring.
• Learn the bank's credit policies, procedures, loan documentation standards, and regulatory expectations.
• Coursework or internship experience involving accounting, financial statement analysis, or business analytics.
• Strong attention to detail and pride in producing accurate, well-organized work.
• Comfort working with numbers, spreadsheets, reports, and financial documents.
• Good judgment, curiosity, and the ability to ask thoughtful questions when something does not add up.
• Strong written communication skills and the ability to explain financial information clearly.

This Role May Be a Good Fit If You

• Enjoy accounting, financial analysis, and understanding the story behind the numbers.
• Enjoy focused, analytical work that supports sound credit decisions.
• Like structure, accuracy, documentation, and solving problems using facts and data.
• Want to build a strong foundation in credit and risk analysis
• Are interested in a career path that could grow into senior credit analysis, credit administration, portfolio management, loan review, or risk management.

Why Join Us

We're committed to building long-term careers and relationships. You'll enjoy competitive pay, comprehensive benefits- including medical, dental, vision, 401(k) with company match-paid holidays, PTO, and opportunities for growth. Become part of a team that values your expertise and invests in your future.

Bank of Wisconsin Dells is an Equal Opportunity Employer.