Credit Analyst

Bank of Marin; Novato (CA); On-site; USD 43,000 - 59,000; Full time

Job summary

Bank of Marin in Novato, CA is seeking a Credit Analyst to join our Marin Commercial Banking Office onsite. The role supports loan management, credit approval, and loan documentation with timely processing of customer financial information and requests.

The ideal candidate has 2–4 years of related experience and a Bachelor's degree, and will underwrite less complex credits under supervision, prepare credit recommendations, and coordinate documentation with loan officers.

Qualifications

• Bachelor's degree from four-year college or university.
• 2–4 years related experience and/or training.
• Ability to translate financial statements into bank-standard format.

Responsibilities

• Prepare Short Form Credit Recommendations and support loan officers with partial preparation of Credit Recommendations.
• Order documentation for approved credit actions and research loan activity in the loan system.
• Maintain tickler database and coordinate with branches for information requests before credit expirations.
• Underwrite and recommend less complex personal and business credits for approval/decline.
• Order and interpret credit background information such as Equifax and D&B reports.

Skills

Analytical abilities

Credit knowledge

Education

Bachelor's degree

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Analyst

North Bay CBO Full Time Staff Non-Sales Pell Plaza, Novato, CA, US

5 days ago Requisition ID: 1911

Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Credit Analyst to join our Marin Commercial Banking Office onsite in Novato, California. In a team-oriented environment, this position maintains a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, information requests, and other duties as assigned in support of credit management staff. With guidance/oversight from senior loan officers:

• Support loan officers with partial preparation of Credit Recommendations.
• Order documentation for approved credit actions.
• Prepare Short Form Credit Recommendations.

Independently and accurately:

• Utilize loan accounting system to research loan activity.
• Maintain tickler database and, in coordination with Branch contacts, prepare customer correspondence requesting financial information prior to credit expirations.
• Using analytical abilities and established spreading guidelines, accurately translate basic financial reporting of business and personal entities into bank-standard format for further analysis.
• Using published underwriting guidelines, accurately underwrite and recommend less complex personal and business credits for approval/decline. Express credit recommendations by accurately completing the bank-standard Short-Form Credit Recommendation form.
• Accurately order and interpret credit background information such as Equifax, D&B reports, etc.

Professional Experience:

• 2 - 4 years related experience and/or training.
• Educational/Professional Experience: Bachelor's degree (B.A.) from four-year college or university; three to five years related experience and/or training; or equivalent combination of education and experience.

The hiring pay range for this position is $31.53 to $42.55. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level.

The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process.

Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability