Credit Analyst

Cornerstone Bank - ND/SD; Minot (ND); On-site; USD 55,000 - 75,000; Full time

Job summary

Cornerstone Bank in Bismarck, ND is seeking a Credit Analyst to analyze credit information for agricultural borrowers and assess risk for diversified ag loan portfolios.

The role requires reading financial statements and tax returns, using credit analysis software, and applying knowledge of government lending programs to support lending decisions. You will assist bankers with loan requests and foster strong customer relationships to promote bank services.

Qualifications

• Bachelor's degree in Finance or a related field and 1 year of related experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.
• Agricultural analysis experience
• Ability to read and comprehend financial statements and tax returns

Responsibilities

• Analyze credit information to determine the risk involved in lending money to current and potential agricultural borrowers.
• Determine the advisability of granting credit for diversified types of ag loans and assist bankers in writing loan requests.
• Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Skills

Agricultural analysis

Financial statement analysis

Tax returns analysis

Computer/software proficiency

Education

Bachelor's degree in Finance or related field

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Analyst

Full Time Bismarck, ND, US

2 days ago Requisition ID: 1437

Job Title: Credit Analyst

Location: This position must be located in-person only, at any of our Cornerstone Bank (ND/SD) locations.

Employment Type: Full-Time

About Us

At Cornerstone Bank, we do more than banking – we build relationships, embrace bold ideas, and empower our people. We value positivity, teamwork, continuous learning and the freedom to make smart decisions. We’re driven by innovation, honesty, and a deep respect for our customers’ time and trust.

What You’ll Do

This position is responsible for analyzing credit information to determine the risk involved in lending money to current and potential agricultural borrowers. Incumbents also determine the advisability of granting credit for diversified types of ag loans, assist bankers in writing loan requests, and promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

What We’re Looking For

• Agricultural analysis experience
• Ability to read and comprehend financial statements and tax returns
• High level of expertise with computers and software programs to analyze data
• Knowledge of government and/or other lending programs available to the bank

Bachelor's degree in Finance or a related field and 1 year of related experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.

Why Join Us

• People-first culture with real responsibility
• An innovative approach to banking
• Development opportunities for continual growth
• Competitive Pay and a Comprehensive Benefits Program
• Incentive Compensation Plan

Pre-employment background and credit screening are required for this position.