Credit Analyst

Ascendo Resources; Jacksonville (FL); On-site; USD 55,000 - 75,000; Full time

Job summary

Ascendo Resources in Jacksonville, FL seeks a Credit Analyst to manage our credit and collections functions. You will evaluate and recommend credit limits for customers, monitor receivables, and assess risk using multiple credit agencies.

The ideal candidate holds a Bachelor's degree in a financial field and at least 3 years of related credit or collections experience, collaborating with internal teams and customers to resolve issues and safeguard assets.

Qualifications

• Bachelor's degree in a financial field or equivalent required.
• Minimum 3 years of credit, collections, or related financial experience.

Responsibilities

• Provide and coordinate credit and collections services in line with policy.
• Assess credit limits for new and existing customers.
• Coordinate credit limits across sites to stay within approved limits.
• Monitor receivables and past-due accounts.
• Use multiple credit agencies to assess risk and safeguard assets.
• Communicate pertinent credit information to internal teams and customers.
• Coordinate outside collections when needed.
• Prepare Court Claim documents on bankrupt customers.

Skills

Credit analysis

Collections

Credit risk assessment

Interdepartmental coordination

Education

Bachelor's degree in finance

Tools

D&B reports

Job description

Summary: We are looking for a Credit Analyst to join our team and play a key role in managing the company’s credit and collections functions. This position will be responsible for evaluating and recommending credit limits for new and existing customers, monitoring receivables and past-due accounts, assessing credit risk using multiple credit agencies, and ensuring customer accounts remain within established limits. The Credit Analyst will also work closely with internal teams and customers to resolve credit issues, coordinate collections efforts, provide relevant credit information, and help safeguard company assets through effective receivables management. The ideal candidate will have a bachelor’s degree in a financial field and at least 3 years of directly related credit, collections, or financial experience.

Responsibilities:

• This position will be responsible for providing and coordinating a credit and collection service while ensuring proper control of the credit function by application of company policy, principles and guidelines
• Investigation, preparation and recommendation of credit limits for new customers or existing customers, adhering to company policy
• Co-ordination of credit limits within sites to ensure customer limits are not exceeded
• Monitor, review and update existing credit limits to reflect current market conditions.
• Monitoring of receivables and collection of past due accounts
• Improve and maintain customer communication to alleviate time spent by sales and marketing personnel resolving credit issues
• Use multiple credit agencies to manage risk
• Ensure all pertinent information received on customers is communicated to proper individuals
• Safeguard assets by control and collection of receivables
• Contracting out collections with various collection agencies
• Participate in outside credit forums (NACM, D&B etc)
• Preparation of Court Claim documents on bankrupt customers
• Monitor and account for D&B report usage
• Advise, recommend and/or provide pertinent credit information to other Groups within the corporation