Credit Analyst

Vylor, Inc.; Des Moines (IA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health benefits

Paid time off

Parental leave

Retirement plan

Tuition reimbursement

Job summary

Vylor, Inc. in Des Moines, IA is seeking a Credit Analyst to join our North America Credit Operations team.

You will partner with the business to provide credit services that improve competitive position, assessing risk, setting terms, and supporting cash flow. This role requires 2–5 years in credit/finance, an associate degree, strong Excel and communication skills, and the ability to work with sales, banks, and customers in a fast-paced environment.

Qualifications

• Associate degree in Finance, Accounting, or related business field is required.
• 2–5 years of experience in credit or finance, preferably in agriculture or banking.
• Strong communication and data distillation skills.
• Experience with SAP and MS Office preferred.

Responsibilities

• Process loan agreements and prepare credit documentation.
• Review financial data for credit assessments.
• Coordinate with sales teams, lenders, and customers.
• Support accounts setup and credit review data.
• Assist with processes for charge-offs, bankruptcies, and deceased customers.

Skills

Effective communication

Attention to detail

Critical thinking

Time management

Microsoft Excel

Team collaboration

Education

Associate degree in Finance/Accounting/Business

Tools

SAP

Microsoft PowerPoint

Microsoft Word

Job description

Join Vylor—Powering the Future of AgricultureAt Vylor, we’re advancing agriculture through breakthrough science—combining elite germplasm, cutting-edge biotech, and next-generation expertise in gene editing and molecular breeding. Our portfolio includes trusted industry brands like Pioneer, Brevant, and Hoegemeyer, delivering performance farmers rely on.Join us to help scale innovation globally and shape what’s next in crop science.Who are we and what do we do?Corteva Agriscience intends to separate into two independent companies on or about October 1, 2026. It is Corteva’s current intention, that this position will align with the Seed Company, Vylor, at the time of the intended separation.The Vylor innovation engine will be anchored in the agriculture industry’s most elite germplasm and transformative biotech. The company will leverage its next generation scientific expertise in disciplines like gene editing and molecular breeding to further strengthen its core business while exploring opportunities to expand to new row crops – and potentially beyond. Vylor will scale these innovations using its leading routes-to-market and by significantly expanding its licensing business.We are searching for an innovative and energetic Credit Analyst to join our North America Credit Operations team. Partnering with the business to provide credit services that help improve competitive position. This position ensures efficient and effective credit assessment, administration and collection processes and procedures. Conducts customer risk assessment and impact of credit terms to profitability and cash flow. And provides credit support to include preparing loans and other administrative responsibilities in a fast-paced setting.Primary Responsibilities - How will you help us Grow!Processing Loan AgreementsPrepare & review documents for errors or missing information with follow work performed as needed.Work directly with customer, sales teams and lenders as needed.Assist in managing all aspects of setting up a customer account & data needed for credit review.AdditionallyUnderstanding of PHI Financial Services Deferred Payment Loan program and processes.Process financials timely and accurately.Review and execution of driving improvements in productivity by streamlining processes and procedures.Responsible for sending credit references to lenders with follow up until completion.Maintain confidentiality of customer information & adheres to privacy laws.Support processes for charge offs, bankruptcies and deceased customers.Other Miscellaneous Credit duties/projects as requested.Experience and Education – What you'll bring to the table!Associate degree in Finance, Accounting, Business Administration or related business experience.Credit/Finance background preferable.Prefer 2-5 years of working experience. In the Ag. or banking industry sector would be desirable.Effective communication with strong attention to detail (oral and written) skills - the ability to distill data into useful information.Strong critical thinking skills - the ability to initiate creative solutions to difficult business issues.Solid people skills- the ability to work well as a team member.An ability to manage one's personal time as well as prioritize. An ability to work independently & manage time effectively with minimal supervision.Strong core values- personal integrity and ethics.Solid skills with Microsoft Excel, PowerPoint, Word. SAP preferred.Ability to work collaboratively with team, sales, banks & customers.Desire to continuously grow & develop credit knowledge & risk management competencies.Benefits – How We’ll Support You:Numerous development opportunities offered to build your skillsBe part of a company with a higher purpose and contribute to making the world a better placeHealth benefits for you and your family on your first day of employmentFour weeks of paid time off and two weeks of well-being pay per year, plus paid holidaysExcellent parental leave which includes a minimum of 16 weeks for mother and fatherFuture planning with our competitive retirement savings plan and tuition reimbursement programLearn more about our total rewards package here - Corteva BenefitsCheck out life at Vylor! https://www.linkedin.com/company/vylorgenetics/Are you a good match? Apply today! We seek applicants from all backgrounds to ensure we get the best, most creative talent on our team.Corteva announced to separate our current advanced seed and genetics business to establish a standalone company, operating as Vylor, Inc. The process of the planned separation is anticipated to be completed the fourth quarter of 2026, subject to legal requirements and board approval. Should you accept this position, it is anticipated that, following conclusion of the separation, you would be an employee of Vylor, Inc. and your employment would be governed by Vylor, Inc. employment processes, programs, policies, and benefit plans. In that case, details of any planned changes would be provided to you by Vylor, Inc. at an appropriate time and subject to any necessary consultation processes.Vylor is an equal opportunity employer. We are committed to embracing our differences to enrich lives, advance innovation, and boost company performance. Qualified applicants will be considered without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, military or veteran status, pregnancy related conditions (including pregnancy, childbirth, or related medical conditions), disability or any other protected status in accordance with federal, state, or local laws.