Credit Analyst

Vylor; Johnston (IA); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health benefits for you and family

Four weeks paid time off

Parental leave

Retirement savings plan

Tuition reimbursement

Development opportunities

Job summary

Vylor, part of Corteva's planned separation, is seeking an innovative Credit Analyst to join the North America Credit Operations team.

You will assess customer risk, process loan documents, and support credit terms to protect profitability while collaborating with sales, lenders, and customers. An associate degree in Finance/Accounting and 2–5 years in ag or banking are preferred.

Qualifications

• Associate degree in Finance, Accounting, or related business experience.
• Credit/Finance background preferable.
• 2–5 years in the Ag or banking industry desirable.
• Strong communication and data distillation skills.

Responsibilities

• Process loan documents and review for errors or missing information.
• Coordinate directly with customers, sales teams and lenders.
• Set up customer accounts and data needed for credit review.
• Support productivity improvements and maintain confidentiality.
• Handle credit references and follow up with lenders.
• Assist with charge-offs, bankruptcies and deceased customers.

Skills

Communication skills

Detail-oriented

Excel

PowerPoint

Word

Team player

Time management

Credit knowledge

Critical thinking

Ethics

Education

Associate degree in Finance, Accounting, or related business experience

Tools

SAP

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Job description

Join Vylor - Powering the Future of Agriculture

At Vylor, we’re advancing agriculture through breakthrough science—combining elite germplasm, cutting-edge biotech, and next-generation expertise in gene editing and molecular breeding. Our portfolio includes trusted industry brands like Pioneer®, Brevant®, and Hoegemeyer®, delivering performance farmers rely on.

Join us to help scale innovation globally and shape what’s next in crop science.

Who are we and what do we do?

Corteva Agriscience intends to separate into two independent companies on or about October 1, 2026. It is Corteva’s current intention, that this position will align with the Seed Company, Vylor, at the time of the intended separation.

The Vylor innovation engine will be anchored in the agriculture industry’s most elite germplasm and transformative biotech. The company will leverage its next generation scientific expertise in disciplines like gene editing and molecular breeding to further strengthen its core business while exploring opportunities to expand to new row crops - and potentially beyond. Vylor will scale these innovations using its leading routes-to-market and by significantly expanding its licensing business.

We are searching for an innovative and energetic Credit Analyst to join our North America Credit Operations team. Partnering with the business to provide credit services that help improve competitive position. This position ensures efficient and effective credit assessment, administration and collection processes and procedures. Conducts customer risk assessment and impact of credit terms to profitability and cash flow. And provides credit support to include preparing loans and other administrative responsibilities in a fast-paced setting.

Primary Responsibilities - How will you help us Grow!

Processing Loan Agreements

• Prepare & review documents for errors or missing information with follow work performed as needed.
• Work directly with customer, sales teams and lenders as needed.
• Assist in managing all aspects of setting up a customer account & data needed for credit review.

Additionally

• Understanding of PHI Financial Services Deferred Payment Loan program and processes.
• Process financials timely and accurately.
• Review and execution of driving improvements in productivity by streamlining processes and procedures.
• Responsible for sending credit references to lenders with follow up until completion.
• Maintain confidentiality of customer information & adheres to privacy laws.
• Support processes for charge offs, bankruptcies and deceased customers.
• Other Miscellaneous Credit duties/projects as requested.

Experience and Education - What you'll bring to the table!

• Associate degree in Finance, Accounting, Business Administration or related business experience.
• Credit/Finance background preferable.
• Prefer 2-5 years of working experience. In the Ag. or banking industry sector would be desirable.
• Effective communication with strong attention to detail (oral and written) skills - the ability to distill data into useful information.
• Strong critical thinking skills - the ability to initiate creative solutions to difficult business issues.
• Solid people skills -- the ability to work well as a team member.
• An ability to manage one's personal time as well as prioritize. An ability to work independently & manage time effectively with minimal supervision.
• Strong core values -- personal integrity and ethics.
• Solid skills with Microsoft Excel, PowerPoint, Word. SAP preferred.
• Ability to work collaboratively with team, sales, banks & customers.
• Desire to continuously grow & develop credit knowledge & risk management competencies.

Benefits - How We’ll Support You

• Numerous development opportunities offered to build your skills
• Be part of a company with a higher purpose and contribute to making the world a better place
• Health benefits for you and your family on your first day of employment
• Four weeks of paid time off and two weeks of well-being pay per year, plus paid holidays
• Excellent parental leave which includes a minimum of 16 weeks for mother and father
• Future planning with our competitive retirement savings plan and tuition reimbursement program
• Learn more about our total rewards package here - Corteva Benefits
• Check out life at Vylor! https://www.linkedin.com/company/vylorgenetics/

Corteva announced to separate our current advanced seed and genetics business to establish a standalone company, operating as Vylor, Inc. The process of the planned separation is anticipated to be completed the fourth quarter of 2026, subject to legal requirements and board approval. Should you accept this position, it is anticipated that, following conclusion of the separation, you would be an employee of Vylor, Inc. and your employment would be governed by Vylor, Inc. employment processes, programs, policies, and benefit plans. In that case, details of any planned changes would be provided to you by Vylor, Inc. at an appropriate time and subject to any necessary consultation processes.

Vylor is an equal opportunity employer. We are committed to embracing our differences to enrich lives, advance innovation, and boost company performance.

Qualified applicants will be considered without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, military or veteran status, pregnancy related conditions (including pregnancy, childbirth, or related medical conditions), disability or any other protected status in accordance with federal, state, or local laws.