CRE Underwriter & Portfolio Risk Coordinator

Old National Bank; Nashville (TN); On-site; USD 61,000 - 124,000; Full time

Job summary

Old National Bank seeks a CRE Underwriter / Portfolio Coordinator to manage a portfolio of commercial relationships on-site in Nashville. You will monitor credit quality, coordinate review workflows, and support prudent portfolio growth in collaboration with Relationship Managers and Credit Officers.

The role requires strong financial analysis, independent credit judgment, and the ability to manage multiple priorities in a dynamic banking environment. Competitive benefits apply.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 5+ years of commercial credit, underwriting, portfolio management, or lending experience.
• Strong financial statement analysis and credit risk evaluation skills.
• Ability to make sound risk-based decisions and exercise independent credit judgment.

Responsibilities

• Review and evaluate analyst-prepared financial analyses, annual reviews, covenant compliance assessments, and credit recommendations.
• Exercise independent credit judgment when approving risk ratings, annual reviews, portfolio management actions, and other credit decisions within authority limits.
• Escalate higher-risk transactions, policy exceptions, and complex credit matters as appropriate.
• Identify developing credit concerns and recommend corrective actions, risk mitigation strategies, or escalation when warranted.
• Maintain a thorough understanding of borrowers' financial performance, industry conditions, and evolving risk profiles.
• Perform ongoing monitoring of assigned relationships to identify emerging credit risks and changes in borrower performance.
• Monitor financial reporting requirements, covenant compliance, borrowing base reporting, collateral performance, and other ongoing credit obligations.
• Proactively manage exceptions, past-due reviews, documentation deficiencies, and other portfolio management requirements.
• Monitor portfolio trends and risk migration to ensure appropriate risk identification and reporting.
• Prepare Special Asset Reports (SARs) on a quarterly basis.
• Monitor payment delinquency within the portfolio.
• Serve as the primary point of contact between analyst resources and internal stakeholders.
• Assign, prioritize, and oversee analyst workflow to ensure timely completion of portfolio management activities.
• Review analyst work product for accuracy, completeness, consistency, and adherence to bank standards.
• Provide coaching and guidance related to financial analysis, credit risk assessment, and portfolio management expectations.
• Facilitate effective communication among analysts, Relationship Managers, and Credit Officers to ensure alignment and timely resolution of issues.
• Partner with Relationship Managers to support client retention, growth initiatives, and ongoing relationship management activities.

Skills

Financial analysis

Credit risk evaluation

Relationship management

Communication

Education

Bachelor's degree in Finance or related field

Job description

Old National Bank seeks a CRE Underwriter / Portfolio Coordinator to manage a portfolio of commercial relationships on-site in Nashville. You will monitor credit quality, coordinate review workflows, and support prudent portfolio growth in collaboration with Relationship Managers and Credit Officers.

The role requires strong financial analysis, independent credit judgment, and the ability to manage multiple priorities in a dynamic banking environment. Competitive benefits apply.