CRE Portfolio Underwriter - Growth in Credit Analysis

Mountain America Credit Union; Sandy (UT); Presencial; USD 65.000 - 90.000; Jornada completa

Descripción de la vacante

Mountain America Credit Union is seeking a Credit Analyst to support ongoing administration and credit monitoring of lower-complexity CRE and SBA lending relationships. You will perform standardized financial analysis, prepare reviews and servicing recommendations, and monitor covenants under guided procedures.

Responsibilities include collecting borrower data, preparing narratives and spreads, and maintaining audit-ready credit files while coordinating with loan participants and relationship

Formación

• Foundational knowledge of business financial statements, tax returns, personal financial statements, and credit reports.
• Ability to perform standardized cash-flow and ratio analysis with accuracy.
• Willingness to learn CRE fundamentals, SBA requirements, and portfolio risk identification.

Responsabilidades

• Manages loan review activities, covenant tracking, financial reporting, and documentation follow-up.
• Collects and analyzes borrower, guarantor, and collateral information, including tax returns and rent rolls.
• Prepares credit narratives, spreads, risk-rating support, and servicing recommendations.
• Monitors portfolio performance and identifies risks and opportunities for outreach.
• Prepares routine financial reviews, modifications, and servicing actions for manager review.
• Maintains audit-ready credit files and supports coordination with loan participants.

Conocimientos

Financial analysis

Credit knowledge

Documentation accuracy

Educación

Bachelor's degree in finance, accounting, real estate, or related field

Equivalent experience in commercial lending may be considered

Herramientas

Loan origination

Spreading

Document management

Portfolio monitoring

Reporting systems

Descripción del empleo

Mountain America Credit Union is seeking a Credit Analyst to support ongoing administration and credit monitoring of lower-complexity CRE and SBA lending relationships. You will perform standardized financial analysis, prepare reviews and servicing recommendations, and monitor covenants under guided procedures.

Responsibilities include collecting borrower data, preparing narratives and spreads, and maintaining audit-ready credit files while coordinating with loan participants and relationship