CRE Portfolio Manager I

Huntington National Bank; Atlanta (GA); Hybrid; USD 90,000 - 120,000; Full time

Job summary

Huntington National Bank is seeking a CRE Portfolio Manager I to manage credit quality and monitor commercial portfolios. You will work with Relationship Managers and senior leaders to optimize client relationships while mitigating risks and ensuring alignment with Huntington’s guiding principles.

The role involves underwriting, portfolio reviews, and presenting credit actions to the Senior Loan Committee, with mentorship of junior analysts and collaboration across teams.

Qualifications

• Bachelor’s degree in business, finance, or accounting.
• 1+ year of commercial credit experience.
• 3+ years as Portfolio Manager or in credit analysis.

Responsibilities

• Owns credit and monitoring of commercial portfolio risks.
• Underwrites quality and portfolio administration with the Team Leader and Regional Credit Officer.
• Develops wallet strategies with Relationship Managers to grow fees and deposits.
• Manages delinquencies, collateral exceptions, and portfolio reviews.
• Presents proposed credit actions to Senior Loan Committee when needed.
• Mentors Credit Analysts and prioritizes workload.

Skills

Commercial credit

Portfolio management

Credit analysis

Education

Bachelor’s degree in Business, Finance, or Accounting

Tools

CLOS

PMTS

MAX

CARS

MS Office

RETS

AFS

Job description

Description

Summary:

The CRE Portfolio Manager I services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.

Duties and Responsibilities:

• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
• As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
• Work with RM on Loan Closings,
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.
• Work with and mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Perform other duties as assigned.

Basic Qualifications:

• Bachelor’s degree in Business, Finance, accounting or demonstrated knowledge and expertise
• 1+ year Commercial credit experience
• 3+ yrs experience Portfolio Manager and/or credit analysis experience

Preferred Qualifications:

• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.
• Commercial Real Estate (CRE) experience

Exempt Status: (Yes= not eligible for overtime pay) ( No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.