CRE Portfolio Manager I

Huntington Bancshares, Inc.; Columbus (OH); Hybrid; USD 85,000 - 120,000; Full time

Job summary

Huntington Bancshares, Inc. in Columbus, OH is seeking a CRE Portfolio Manager I to proactively evaluate and mitigate risks and opportunities within the commercial real estate portfolio.

The role focuses on credit quality, portfolio monitoring, and collaboration with Relationship Managers, Treasury Management, and regional leadership to optimize fees, deposits, and portfolio revenue. Strong analytical and communication skills are essential for success.

Qualifications

• Bachelor's degree in Business, Finance or Accounting.
• 1+ year of commercial credit experience.
• 3+ years of portfolio management and/or credit analysis experience.

Responsibilities

• Owns primary responsibility for credit and monitoring of commercial portfolio risks.
• Underwrites quality, portfolio administration, and credit quality in collaboration with leadership.
• Develops client relationships and grows revenue by presenting Huntington financial solutions.
• Manages delinquencies, collateral exceptions, and portfolio reviews.
• Works with Relationship Managers and other teams to optimize credit actions.

Skills

Commercial credit experience

Portfolio management

Credit analysis

Financial risk assessment

Education

Bachelor's degree in Business/Finance/Accounting

Tools

CLOS

PMTS

MAX

CARS

MS Office Suite

RETS

AFS

Job description

Description

Summary:

The CRE Portfolio Manager I services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.

Duties and Responsibilities

• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
• As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
• Work with RM on Loan Closings,
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.
• Work with and mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Perform other duties as assigned.

Basic Qualifications

• Bachelor's degree in Business, Finance, accounting or demonstrated knowledge and expertise
• 1+ year Commercial credit experience
• 3+ yrs experience Portfolio Manager and/or credit analysis experience

Preferred Qualifications

• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.
• Commercial Real Estate (CRE) experience

Exempt Status

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type

Office

Our Approach to Office Workplace Type: We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.