Portfolio Manager III

Huntington Bancshares, Inc.; Charlotte (NC); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Huntington Bancshares, Inc. is seeking a CRE Portfolio Manager III to oversee credit and monitoring of Commercial portfolio risks. You will work with Relationship Managers and Credit Officers to optimize customer relationships and portfolio revenue, while ensuring underwriting quality and risk control.

The role emphasizes leadership, collaboration, and in-depth market awareness. The position supports a flexible work arrangement with in-office presence in a hybrid setup.

Qualifications

• Bachelor’s degree required.
• 12+ years CRE related experience.
• Exempt status: overtime not applicable.

Responsibilities

• Owns primary responsibility for credit and monitoring of Commercial portfolio risks.
• Underwrites portfolio quality and administers credit throughout the portfolio.
• Collaborates with Relationship Managers, Treasury Management, and team members to grow fees, deposits, and portfolio revenue.
• Manages delinquencies, collateral exceptions, and portfolio reviews.
• Maintains up-to-date knowledge of market/industry trends and cross-sell products.

Skills

Credit risk

Portfolio management

Underwriting

Relationship mgmt

Financial analysis

Team leadership

Education

Bachelor's degree

Tools

CLOS

MAX

CARS

RETS

Job description

Description

Summary:

The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.

Duties & Responsibilities

• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
• As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account
• .Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
• Work with RM on Loan Closings.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management.
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
• Participation in special projects is expected.
• Work with and mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.

Basic Qualifications

• Bachelor's degree
• 12+ years CRE related experience

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.