CRE Portfolio Manager I

0101 The Huntington National Bank; Atlanta (GA); Hybrid; USD 80,000 - 110,000; Full time

Job summary

Huntington is seeking a CRE Portfolio Manager I to service and deepen profitable customer relationships by evaluating risks and opportunities in the commercial real estate portfolio.

You will underwrite, monitor credit quality, collaborate with Relationship Managers, and lead portfolio reviews, contributing to revenue growth while upholding Huntington policies and guiding principles. Office-based with potential flexible arrangements.

Qualifications

• Bachelor's degree required in business/finance or accounting.
• 1+ year of commercial credit experience.
• 3+ years of portfolio management and/or credit analysis experience.

Responsibilities

• Underwrite commercial portfolio risks and monitor credit quality.
• Collaborate with Relationship Managers to optimize revenue.
• Provide portfolio reviews and risk ratings for assigned accounts.
• Mentor Credit Analysts and support team development.
• Prepare written analyses for loan actions and Senior Loan Committee when needed.

Skills

Commercial credit experience

Portfolio management experience

Credit analysis experience

Education

Bachelor's degree in Business, Finance, accounting

Tools

CLOS

PMTS

MAX

CARS

MS Office Suite

RETS

AFS

Job description

Description Summary

The CRE Portfolio Manager I services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.

Duties and Responsibilities

Owns primary responsibility for the credit and monitoring of Commercial portfolio risks. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer. As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers. Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc. Manages a portfolio of commercial customers in partnership with the relationship manager. Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account. Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue. Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio. Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer. Work with RM on Loan Closings, Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee. Conduct portfolio reviews with senior management Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected. Work with and mentor Credit Analysts to develop required competencies and experience. Prioritize work to meet customer expectations. Analysis of existing portfolio to identify trends and opportunities. Maintain up-to-date knowledge of market/industry trends. Perform other duties as assigned.

Basic Qualifications

• Bachelor's degree in Business, Finance, accounting or demonstrated knowledge and expertise
• 1+ year Commercial credit experience
• 3+ yrs experience Portfolio Manager and/or credit analysis experience

Preferred Qualifications

• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.
• Commercial Real Estate (CRE) experience

Employment Details

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Workplace Type: Office

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Huntington is an Equal Opportunity Employer.

If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout