CRE Portfolio Manager I

Huntington Bancshares, Inc.; Atlanta (GA); On-site; USD 90,000 - 120,000; Full time

Job summary

Huntington Bancshares, Inc. seeks a CRE Portfolio Manager I to service and deepen profitable commercial relationships within the CRE portfolio.

You will evaluate risks, monitor credits, and coordinate with Relationship Managers and leadership to optimize revenue and maintain risk controls. The role emphasizes collaboration with RM teams, performing portfolio reviews, and presenting credit actions to Senior Loan Committee.

Qualifications

• Bachelor's degree in Business, Finance, accounting or demonstrated knowledge and expertise
• 1+ year Commercial credit experience
• 3+ yrs experience Portfolio Manager and/or credit analysis experience

Responsibilities

• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working with leadership
• Assist in optimizing customer relationships to grow fees, deposits, and portfolio revenue
• Manage delinquencies, collateral exceptions, borrowing base, portfolio reviews, and special reporting
• Work with Relationship Managers and team to effectively grow revenue from the portfolio
• Present proposed credit actions in written analyses and to Senior Loan Committee as needed
• Conduct portfolio reviews with senior management
• Mentor Credit Analysts to develop required competencies
• Prioritize work to meet customer expectations
• Analyze existing portfolio to identify trends and opportunities
• Maintain knowledge of market/industry trends

Skills

Credit analysis

Portfolio management

Commercial credit

Financial risk assessment

Education

Bachelor's degree in Business/Finance

Tools

CLOS

PMTS

MAX

CARS

MS Office

Job description

Description

Summary:

The CRE Portfolio Manager I services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.

Duties and Responsibilities:

• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.

• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.

• As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.

• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.

• Manages a portfolio of commercial customers in partnership with the relationship manager.

• Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account.

• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.

• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.

• Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.

• Work with RM on Loan Closings,

• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.

• Conduct portfolio reviews with senior management

• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.

• Work with and mentor Credit Analysts to develop required competencies and experience.

• Prioritize work to meet customer expectations.

• Analysis of existing portfolio to identify trends and opportunities.

• Maintain up-to-date knowledge of market/industry trends.

• Perform other duties as assigned.

Basic Qualifications:

• Bachelor's degree in Business, Finance, accounting or demonstrated knowledge and expertise

• 1+ year Commercial credit experience

• 3+ yrs experience Portfolio Manager and/or credit analysis experience

Preferred Qualifications:

• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.

• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.

• Commercial Real Estate (CRE) experience

Exempt Status: (Yes) = not eligible for overtime pay (No) = eligible for overtime pay

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.