CRE Associate - Commercial Real Estate Lending & Analysis

Sumitomo Mitsui Trust Bank Limited New York Branch; New York (NY); On-site; USD 42,000 - 90,000; Full time

Job summary

Bank of China, based in New York, seeks a CRE Associate to support the Commercial Real Estate Team in due diligence, underwriting, and loan closing. You will handle term sheets, green light memos, and post‑lending tasks while coordinating with internal stakeholders and external partners.

The role emphasizes client relationship development, market analysis, and adherence to KYC/AML and other compliance requirements, with a focus on NYC CRE opportunities.

Qualifications

• Bachelor’s degree or higher, real estate finance, business, economics or related field.
• 1-5 years of institutional CRE finance experience in banking or financial services.
• Knowledge of cash flow CRE fundamentals and NYC gateway submarkets.
• Bilingual in English and Mandarin.

Responsibilities

• Assist with due diligence, underwriting, and credit proposals for CRE loans.
• Prepare term sheets, green light memos, and coordinate closing processes.
• Support post-lending activities, risk monitoring, and compliance checks (KYC/AML).
• Develop reports, conduct onsite visits, and nurture client relationships.
• Collaborate with internal stakeholders and external banks for opportunities.

Skills

Real estate finance

Credit analysis

Financial modeling

KYC/AML compliance

Communication

Bilingual English/Mandarin

Education

Bachelor’s degree or higher

Master’s degree preferred

Tools

Excel

Job description

Bank of China, based in New York, seeks a CRE Associate to support the Commercial Real Estate Team in due diligence, underwriting, and loan closing. You will handle term sheets, green light memos, and post‑lending tasks while coordinating with internal stakeholders and external partners.

The role emphasizes client relationship development, market analysis, and adherence to KYC/AML and other compliance requirements, with a focus on NYC CRE opportunities.