CRE Analyst Development Program | Hybrid AI Training

U.S. Bank; Minneapolis (MN); Hybrid; USD 76,000 - 89,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) retirement plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank’s Commercial Real Estate division is seeking a Credit Analyst in a three-year program designed to build expertise in underwriting, credit risk assessment, and portfolio monitoring. The role combines formal training, mentorship, and exposure to senior leadership.

You'll gain experience across loan types, interact with clients, and develop technical/business acumen while leveraging AI tools such as Copilot to enhance productivity.

Qualifications

• Bachelor's degree completed in December 2026 or spring 2027.
• Basic understanding of Financial/Accounting terms, concepts, and applications.
• Ability to start development program on July 12, 2027.

Responsibilities

• Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation.
• Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project’s and/or client’s risk profile.
• Measure, monitor, and test a wide variety of financial covenants as specified within credit approval documents.
• Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system.
• Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
• Interact with clients as appropriate; attend meetings or calls with companies in the supported portfolio.
• Develop technical and business acumen through training, mentorship, and exposure to senior executives.
• Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops.
• Utilize AI-enabled tools, including Microsoft Copilot, to support financial analysis, market research, portfolio monitoring, and preparation of credit-related materials while applying appropriate professional judgment and risk discipline.

Job description

U.S. Bank’s Commercial Real Estate division is seeking a Credit Analyst in a three-year program designed to build expertise in underwriting, credit risk assessment, and portfolio monitoring. The role combines formal training, mentorship, and exposure to senior leadership.

You'll gain experience across loan types, interact with clients, and develop technical/business acumen while leveraging AI tools such as Copilot to enhance productivity.