CRE Analyst Program: Fast-Track in Credit & Underwriting

Us Bank

New York (NY)

Hybrid

USD 76,000 - 89,000

Full time

2 days ago

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Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement

Paid vacation

Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave

Job summary

U.S. Bank's Commercial Real Estate team is recruiting for its next Credit Analyst class to join the National CRE Underwriting Team. Analysts gather, analyze, and interpret loan information to assess performance and recommend actions to address risk.

Over the course of the 3-year program, you will receive accelerated learning and mentorship in a collaborative, fast-paced environment. Locations include New York, with a hybrid work model and a development program that prepares you for opportunities

Qualifications

Bachelor's degree completed in December 2026 or spring 2027.
Basic understanding of Financial/Accounting terms, concepts, and applications
Ability to start development program on July 12, 2027.
Preferred GPA of 3.0 or above
Strong written and verbal communication skills
Well-developed analytical skills
Acute attention to detail
Ability to work well under pressure and time constraints
Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
Proficient in Excel and PowerPoint; Familiar with AI tools like Microsoft Copilot

Responsibilities

Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation.
Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors.
Measure, monitor, and test a wide variety of financial covenants as specified within credit approval documents
Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system
Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration
Interact with clients as appropriate; attend meetings or calls with companies in the supported portfolio
Develop technical and business acumen through training, mentorship, and exposure to senior executives
Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops
Utilize AI-enabled tools, including Microsoft Copilot, to support financial analysis, market research, portfolio monitoring, and preparation of credit-related materials while applying appropriate professional judgment and risk discipline.