CRA Mortgage Specialist: Drive Community Homeownership

Fifth Third; Akron (OH); Sur place; USD 50 000 - 70 000; Plein temps

Avantages offerts par ce poste

Comprehensive benefits

Incentive-based pay

Résumé du poste

Fifth Third Bank in Akron, OH is seeking a CRA Loan Specialist to originate residential mortgage loans from application to closing, with a CRA focus on serving low- to moderate-income communities and non-profit organizations.

The role requires knowledge of mortgage processing, underwriting, and regulatory guidelines, plus strong communication and organizational skills to manage a full loan pipeline and deliver timely customer updates.

Qualifications

• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Strong written and verbal communications skills.
• Demonstrated organizational skills.
• Proven computer skills.
• Basic sales technique skills.

Responsabilités

• Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
• Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
• Follow defined protocol for escalation of exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with applicants and/or referral sources by providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Connaissances

Mortgage lending

CRA

Communication

Sales

Customer service

Organizational skills

NMLS knowledge

Computer skills

Formation

High school diploma or equivalent

Four-year college degree preferred

Description du poste

Fifth Third Bank in Akron, OH is seeking a CRA Loan Specialist to originate residential mortgage loans from application to closing, with a CRA focus on serving low- to moderate-income communities and non-profit organizations.

The role requires knowledge of mortgage processing, underwriting, and regulatory guidelines, plus strong communication and organizational skills to manage a full loan pipeline and deliver timely customer updates.