CRA & HMDA Compliance Lead — Community Impact

AmeriServ Bank; Johnstown (Cambria County); On-site; USD 70,000 - 120,000; Full time

Job summary

AmeriServ Bank in Johnstown, PA is seeking a Compliance Officer to lead the bank's regulatory compliance program with a primary focus on CRA and HMDA obligations. You will ensure adherence to federal and state consumer protection and fair lending requirements, maintain accurate mortgage data reporting, and support community lending to serve low- and moderate-income individuals and geographies.

The role includes managing the CRA/HMDA programs, coordinating examinations, training staff, and

Qualifications

• Bachelor’s degree with five years of bank-related experience or High School/GED with eight years in banking.
• Banking compliance, audit or operations experience preferred.
• Database program experience required.

Responsibilities

• Develop, implement, and oversee CRA and HMDA compliance programs.
• Coordinate CRA and HMDA reporting and data integrity.
• Prepare for and manage CRA examinations by regulators.
• Monitor CRA ratings and address any Needs to Improve or Substantial Noncompliance findings.
• Monitor HMDA data collection, accuracy, and reporting to regulators.

Skills

Strong computer skills

Analytical skills

Deadline oriented

Organizational skills

Ethical conduct

Education

Bachelor's degree

High School/GED

Tools

Database program

Job description

AmeriServ Bank in Johnstown, PA is seeking a Compliance Officer to lead the bank's regulatory compliance program with a primary focus on CRA and HMDA obligations. You will ensure adherence to federal and state consumer protection and fair lending requirements, maintain accurate mortgage data reporting, and support community lending to serve low- and moderate-income individuals and geographies.

The role includes managing the CRA/HMDA programs, coordinating examinations, training staff, and