CRA Data Analyst: Regulatory Reporting & Data Quality

Mascoma Bank; Lebanon (NH); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Mascoma Bank in Lebanon, NH is seeking a Community Reinvestment Act Data Analyst to assist the CRA Officer with data collection, validation, and reporting for CRA, Fair Lending, and HMDA purposes. You will work across multiple lines of business using complex databases to ensure data accuracy and regulatory compliance.

The role involves reviewing data against loan documentation, coordinating with business units to fix errors, and maintaining quality databases for regulatory reporting.

Qualifications

• High school diploma or equivalent with 3 years of relevant experience.
• Attention to detail and ability to follow detailed procedures precisely.
• Intermediate skills using complex database software and Microsoft Office suite.
• Strong written and verbal communication skills and proficiency in problem solving.
• Ability to establish effective work relationships internally and externally.
• Commitment to customer privacy and information security.
• Experience with bank documentation (notes, credit memos, loan documents) a plus.
• Knowledge of the Community Reinvestment Act, Fair Lending, or HMDA a plus.

Responsibilities

• Assist CRA, Fair Lending, and HMDA teams to collect, validate, and document Bank data across multiple lines of business.
• Use complex databases to perform data quality checks, validity checks, geocoding, and reporting.
• Review data and compare to loan and investment documentation to ensure accuracy.
• Review reports, data, and individual transactions to ensure all loans, investments, and services are appropriately identified and include the required information.
• Coordinate and remediate found errors with business units to ensure data integrity.
• Maintain reportable quality databases for CRA, Fair Lending, and HMDA reporting.
• Assist preparing reports and meeting material for various CRA and Fair Lending committees.
• Assist preparing reports and validating information during Bank audits and examinations.
• Document operating procedures for data collection, validation, and reporting.
• Assist with annual review of all procedures to recommend improvements as needed.
• Assist with maintaining CRA and Fair Lending maps of assessment areas and facilities.
• Assist with maintaining annual CRA Public Files.

Skills

Attention to detail

Written and verbal communication

Problem solving

Data quality assurance

Relationship building

Data privacy

HMDA/CRA knowledge

Education

High School Diploma or equivalent

Tools

Microsoft Office

Complex database software

Job description

Mascoma Bank in Lebanon, NH is seeking a Community Reinvestment Act Data Analyst to assist the CRA Officer with data collection, validation, and reporting for CRA, Fair Lending, and HMDA purposes. You will work across multiple lines of business using complex databases to ensure data accuracy and regulatory compliance.

The role involves reviewing data against loan documentation, coordinating with business units to fix errors, and maintaining quality databases for regulatory reporting.