CRA Data Analyst

Mascoma-Bank; Lebanon (NH); Hybrid; USD 60,000 - 80,000; Full time

Job summary

Mascoma Bank seeks a CRA Data Analyst to support the CRA Officer in collecting, validating, and preparing data for regulatory and strategic CRA, Fair Lending, and HMDA reporting. The role involves using complex databases for data quality checks, geocoding, and report generation.

Responsibilities include reviewing data against loan documents, maintaining quality databases, and assisting with audits and committee materials.

Qualifications

• 3 years of relevant experience preferred
• Attention to detail with ability to follow procedures precisely
• Experience with CRA, HMDA, or Fair Lending is a plus

Responsibilities

• Assist CRA, Fair Lending, and HMDA teams to collect, validate, and document Bank data across multiple lines of business
• Use complex databases to perform data quality checks, validity checks, geocoding, and reporting
• Review data and compare to loan and investment documentation to ensure accuracy
• Review reports, data, and transactions to ensure all loans, investments, and services are properly identified
• Coordinate and remediate errors with business units to ensure data integrity
• Maintain reportable quality databases for CRA, Fair Lending, and HMDA reporting
• Assist preparing reports and meeting materials for CRA and Fair Lending committees
• Assist preparing reports and validating information during Bank audits and examinations
• Document operating procedures for data collection, validation, and reporting
• Assist with annual review of procedures to recommend improvements
• Assist with maintaining CRA and Fair Lending maps of assessment areas and facilities
• Assist with maintaining annual CRA Public Files

Skills

Attention to detail

Database software

Microsoft Office

Written and verbal communication

Problem solving

Relationship building

Privacy and information security

Bank documentation knowledge

CRA/Fair Lending/HMDA knowledge

Education

High school diploma or equivalent

Tools

Microsoft Office Suite

Job description

Description

Job Description

The Community Reinvestment Act Data Analyst assists the CRA Officer to gather data, validate accuracy, and prepare supporting reports for the Bank to meet regulatory and strategic requirements of the Community Reinvestment Act (CRA), Fair Lending, and Home Mortgage Disclosure Act (HMDA).

What You'll Do

• Assist CRA, Fair Lending, and HMDA teams to collect, validate, and document Bank data across multiple lines of business
• Use complex databases to perform data quality checks, validity checks, geocoding, and reporting
• Review data and compare to loan and investment documentation (promissory notes, credit memos, financial reports, etc.) to ensure accuracy
• Review reports, data, and individual transactions to ensure all loans, investments, and services are appropriately identified and include the required information
• Coordinate and remediate found errors with business units to ensure data integrity
• Maintain reportable quality databases for CRA, Fair Lending, and HMDA reporting
• Assist preparing reports and meeting material for various CRA and Fair Lending committees
• Assist preparing reports and validating information during Bank audits and examinations
• Document operating procedures for data collection, validation, and reporting
• Assist with annual review of all procedures to recommend improvements as needed
• Assist with maintaining CRA and Fair Lending maps of assessment areas and facilities
• Assist with maintaining annual CRA Public Files

What You Bring

• High school diploma or equivalent and 3 years of relevant experience
• Exceptional attention to detail and ability to follow detailed procedures in a precise and organized manner
• Intermediate skills using complex database software and Microsoft Office suite
• Strong written and verbal communication skills and proficiency in problem solving
• Ability to establish effective work relationships both internally and externally
• Commitment to customer privacy and information security
• Experience with bank documentation (notes, credit memos, loan documents, etc.) a plus
• Knowledge of the Community Reinvestment Act, Fair Lending, or HMDA a plus

Work Location: This role will be 3 days in Lebanon, NH office with the option for hybrid.

Background and Credit Check

As part of our commitment to maintaining a secure financial institution, all final candidates will be required to successfully complete background and credit screenings as part of the hiring process. These screenings will be conducted in accordance with applicable laws and industry regulations.

Please note: Having a record on a background or credit report does not automatically disqualify you. We evaluate results on a case-by-case basis, taking into account their relevance to the role and any regulatory requirements.

Our Commitment to Belonging!

The communities served by Mascoma Bank consist of individuals from diverse backgrounds. Our employees likewise bring unique perspectives, experiences, and approaches to the bank. We strive to create a safe and welcoming environment for all who pass through our doors and a workplace that actively demonstrates mutual respect and trust, one of our core values. A truly inclusive culture leads to a sense of belonging and support for all team members and inspires innovation and creativity. We are committed to recruiting and retaining a diverse talent pool, increasing team member engagement through professional development and community outreach activities, and offering personal growth workshops and team-building opportunities. By embracing diversity, equity, and inclusion, we strengthen our communities and ourselves.

Mascoma Bank is proud to be an Equal Employment Opportunity and

Mascoma Bank is an Aff…