CRA Compliance & Community Lending Strategist

BankFirst Financial Services; Oxford (MS); On-site; USD 90,000 - 130,000; Full time

Job summary

BankFirst Financial Services is seeking a CRA Officer to manage the Large Bank CRA Compliance Program, ensuring regulatory alignment and equitable credit access for LMI communities. You will leverage Kadince and NContracts for analytics, drive community lending strategies, and serve as the primary liaison for regulatory exams and partnerships.

The role involves spatial analytics, data governance, strategic planning, and coordination with the Community Development Committee, with travel across

Qualifications

• Bachelor’s degree with a minimum of 2+ years CRA experience at a Large Bank (>$1.564B assets) or equivalent at an Intermediate Bank ($391M–$1.564B). Regulatory agency experience preferred.
• Direct experience using CRA monitoring software (Kadince preferred) and CRA analytical/mapping platforms (NContracts preferred). Deep knowledge of Regulation BB, Fair Lending, Redlining, and lending operations; proficiency in MS Office/Google Workspace.
• Spatial/statistical data analysis, regulatory writing, leadership, and deadline management. Ability to travel occasionally across MS/AL and to national conferences.

Responsibilities

• Manage CRA software Kadince for activity logging and NContracts for analytics, peer benchmarking, and spatial mapping.
• Review assessment area boundaries to evaluate coverage and identify expansion opportunities.
• Evaluate mortgage, small business, and small farm penetration across markets; report key metrics to the Community Development Committee.
• Oversee data collection, validation, and regulatory reporting for small business, small farm, and community development loans.

Skills

Spatial data analysis

Regulatory writing

Leadership

Deadline management

Travel

Education

Bachelor's degree

Tools

Kadince

NContracts

MS Office/Google Workspace

Job description

BankFirst Financial Services is seeking a CRA Officer to manage the Large Bank CRA Compliance Program, ensuring regulatory alignment and equitable credit access for LMI communities. You will leverage Kadince and NContracts for analytics, drive community lending strategies, and serve as the primary liaison for regulatory exams and partnerships.

The role involves spatial analytics, data governance, strategic planning, and coordination with the Community Development Committee, with travel across