Contract Property Underwriter - CA P&C Specialist

Delos; San Francisco (CA); On-site; USD 60,000 - 90,000; Part time

Job summary

Delos Insurance Solutions is seeking an Associate Underwriter for a temporary independent contractor role in California. The position entails underwriting new and renewal submissions for homeowners and residential property lines, with 30–40 hours per week and the assignment running through December 31, 2026.

The candidate should hold an active California P&C license and have 2–4 years of property underwriting experience, with proficiency in underwriting platforms and BI tools.

Qualifications

• Active California Property & Casualty (P&C) license required.
• 2–4 years of property underwriting or related personal lines insurance experience, preferably homeowners/dwelling fire.
• Experience with risk selection, underwriting execution, claims, customer service, or related personal lines functions.
• Strong communication skills with a customer-service mindset when working with agents and producers.
• Experience using underwriting platforms, exposure tools, or BI dashboards.
• Proficiency with Excel, Word, PowerPoint, Adobe, and other standard business software.

Responsibilities

• Review, assess, and underwrite new business and renewal submissions across homeowners and other residential property lines.
• Handle ongoing underwriting work, including inspection reviews, endorsements, system tasks, and related activities.
• Meet established production expectations for the Associate Underwriter function.
• Apply sound judgment when evaluating property risk characteristics in relation to underwriting guidelines and risk appetite.
• Identify and select profitable risks aligned with company goals while avoiding adverse selection.
• Refer guideline exceptions to an Underwriter or Senior Underwriter for approval.
• Serve as an underwriting contact for appointed agents by responding to questions, clarifying risk appetite, and supporting quality submissions.
• Provide timely and professional communication to external distribution partners and internal stakeholders.
• Collaborate with the distribution team to provide underwriting support or training as needed.

Skills

P&C license CA

Property underwriting

Underwriting platforms

Communication

MS Office

Tools

Underwriting platforms

Job description

Delos Insurance Solutions is seeking an Associate Underwriter for a temporary independent contractor role in California. The position entails underwriting new and renewal submissions for homeowners and residential property lines, with 30–40 hours per week and the assignment running through December 31, 2026.

The candidate should hold an active California P&C license and have 2–4 years of property underwriting experience, with proficiency in underwriting platforms and BI tools.