Consumer Loan Underwriter & Training Expert

Hills Bank and Trust Company; Hills (IA); On-site; USD 45,000 - 65,000; Full time

Job summary

Hills Bank and Trust Company in Hills, IA is seeking a detail-oriented Loan Processor/Underwriter to support consumer lending operations, including processing home equity, HELOCs, and standard loans.

Responsibilities include preparing disclosures, underwriting per guidelines, generating reports, and maintaining compliant loan documentation while delivering strong customer service to lenders and borrowers.

Qualifications

• Associate's degree (A.A.) or equivalent; three years related experience or training.
• Technical training in loan documentation and compliance preferred.
• Knowledge of Microsoft Office, DecisionPro, LaserPro, and credit reports.

Responsibilities

• Process home equity, HELOCs, and consumer loans and disclosures.
• Prepare extension agreements and loan modifications.
• Underwrite home equity loans per income verification standards.
• Maintain compliance with federal and state regulations and bank policy.
• Provide excellent customer service to lenders and ensure accurate documentation.
• Coordinate with 3rd party servicers and obtain pay-off information.

Education

Associate's degree (A.A.)

Tools

Microsoft Office

DecisionPro

LaserPro

Job description

Hills Bank and Trust Company in Hills, IA is seeking a detail-oriented Loan Processor/Underwriter to support consumer lending operations, including processing home equity, HELOCs, and standard loans.

Responsibilities include preparing disclosures, underwriting per guidelines, generating reports, and maintaining compliant loan documentation while delivering strong customer service to lenders and borrowers.