Consumer Loan Underwriter & Lending Advisor

Allegacy; Northern (KY); Hybrid; USD 55,000 - 85,000; Full time

Job summary

Allegacy is seeking a Consumer Loan Underwriter to support member borrowing needs and cross-sell related products. The role involves reviewing applications, analyzing credit, and underwriting in coordination with the mortgage and lending teams.

You will maintain compliance with regulations, disclose required information, and provide training to colleagues. Strong communication and confidentiality are essential to succeed in this role.

Qualifications

• Proven ability to sell products and provide high-quality service.
• Ability to assess credit requests and make sound lending decisions.
• Strong communication and problem-solving skills for members and dealers.
• Commitment to accuracy and compliance with laws and regulations.
• Discretion and confidentiality in handling member financial information.
• Flexibility to train and support teammates as needed.

Responsibilities

• Deliver exceptional member service and cross-sell applicable products.
• Interview applicants to assess needs and recommend solutions.
• Process loan applications and evaluate credit worthiness to minimize risk.
• Ensure timely loan closings and compliance with policies.
• Underwrite home equity loans and review third-party documents.
• Provide training and support to new hires and staff.

Skills

Lending decision making

Sales & cross-selling

Customer service

Credit analysis

Compliance

Confidentiality

Communication

Education

Undergraduate degree in business or related field

Two+ years risk-based lending experience

NMLS license eligibility

Tools

NMLS (Nationwide Mortgage Licensing System)

Job description

Allegacy is seeking a Consumer Loan Underwriter to support member borrowing needs and cross-sell related products. The role involves reviewing applications, analyzing credit, and underwriting in coordination with the mortgage and lending teams.

You will maintain compliance with regulations, disclose required information, and provide training to colleagues. Strong communication and confidentiality are essential to succeed in this role.