Consumer Lending AI Evaluation Expert

OpenTrain AI, Inc.; United States; Remote; USD 114,000 - 162,000; Part time

Job summary

OpenTrain AI, Inc. seeks a remote, part-time expert to evaluate AI-generated responses on personal and consumer lending. You will create scoring rubrics, support training methods, and collaborate with AI researchers and lending specialists.

Entry-level roles are available, with a compensation of $100 per hour for a flexible 20+ hour per week commitment. Prior AI experience is not required, and the position is fully remote worldwide.

Qualifications

• At least two years in personal or consumer lending.
• Strong knowledge of underwriting criteria and credit scoring.
• Excellent written communication and problem-solving abilities.
• Experience with loan pricing, risk analysis, or credit product management is a plus.

Responsibilities

• Evaluate AI-generated responses about personal and consumer lending.
• Create clear rubrics for judging model accuracy and capabilities.
• Define evaluation strategies, training methods, and benchmarks for credit use cases.
• Explain lending judgments clearly in written English.
• Collaborate with AI researchers and lending experts.

Skills

Critical thinking

Written communication

Problem solving

Lending knowledge

Job description

Personal and Consumer Lending AI Evaluation Expert (English)

Evaluate AI responses about consumer lending, from credit cards to auto finance, and create clear scoring rubrics. This remote contract pays $100 per hour for a flexible commitment of 20+ hours per week.

100% Remote Hourly · $100/hr

$100/hr

Compensation

Contract, part-time

Engagement

Remote

Location

Oct 29, 2026

Posted

The work

You will evaluate AI-generated responses about personal and consumer lending and help define how those responses should be judged. The role includes creating assessment rubrics, supporting training methods and benchmarks, and working with AI researchers and other lending experts. Because the role focuses on AI model evaluation, review the duties and qualifications before applying.

• Evaluate responses about personal loans, auto finance, credit cards, student loans, and buy-now-pay-later products.
• Assess how models handle credit scores, credit reports, affordability, APR, amortization, risk-based pricing, delinquencies, and charge-offs.
• Create clear rubrics for judging model accuracy and capabilities.
• Help shape evaluation strategies, training methods, and benchmarks for consumer credit use cases.
• Explain lending judgments clearly in written English.

What it pays and takes

This is a remote, part-time contractor role with a flexible commitment. Prior AI experience is not required, and the role is listed at entry level.

• Pay: $100 per hour.
• Time: 20+ hours per week.
• Location: Worldwide and fully remote.
• Experience: At least two years in personal or consumer lending.
• Relevant experience includes consumer credit underwriting, credit risk analysis, loan origination, collections, loss mitigation, or lending product management.
• Strong knowledge of consumer underwriting criteria, credit scoring models, loan pricing, and consumer protection requirements.
• Strong critical thinking, problem-solving, and written communication skills.
• Helpful but not required: CFA, FRM, a credit risk certification, or an MBA in Finance.

About AI training work

AI training is the human work behind systems that learn from examples, including reviewing model responses and rating their accuracy. OpenTrain is a platform where people find AI training and data-labeling projects, build a profile, and start applications.

Requirements

• Experience: Entry level