Consumer Direct Loan Originator

Kwik Mortgage Corporation; Parsippany-Troy Hills (NJ); Hybrid; USD 50,000 - 60,000; Full time

Benefits offered by this job

401(k)

Bonus based on performance

Medical, dental, and vision coverage

Paid time off and holidays

Ongoing training and professional development

Job summary

A prominent mortgage lender in Parsippany, NJ is seeking a licensed Loan Originator to join their expanding Consumer Direct team. This role focuses on managing inbound leads, advising borrowers on loan programs, and guiding them through the mortgage process. The ideal candidate should have an active NMLS license, at least 1 year of experience, and possess strong consultative sales skills. Benefits include a competitive salary with performance bonuses, insurance coverage, and professional development opportunities.

Qualifications

• Active NMLS license required.
• 1+ years of experience as a producing Mortgage Loan Officer preferred.
• Experience in Consumer Direct, call-center, or inbound environments is a plus.

Responsibilities

• Manage a pipeline of inbound, qualified consumer mortgage leads.
• Consult borrowers on loan programs, pricing, and structure.
• Guide borrowers through the mortgage process from application to closing.
• Maintain compliance with all regulatory and company standards.
• Deliver a consistent, high-quality customer experience.

Skills

Consultative sales skills

Borrower communication

Organized and disciplined

Performance-driven

Team-oriented

Job description

Benefits

• 401(k)
• Bonus based on performance
• Competitive salary
• Training & development

About Kwik Mortgage & HomeLend Mortgage

Kwik Mortgage is a multi-state licensed, independent mortgage lender headquartered in Parsippany, NJ, focused on transparent, competitive, and consumer-first home financing solutions. HomeLend Mortgage, our Direct-to-Consumer division, combines technology, data-driven marketing, and a consultative sales approach to help borrowers confidently navigate one of the most important financial decisions of their lives.

We believe success is driven by execution, accountability, and consistency—not just tenure or brand name. Our culture rewards performance, teamwork, and professionals who want to grow with a company that is scaling intentionally.

The Opportunity

HomeLend Mortgage is expanding its Consumer Direct Loan Originator team as part of our next phase of growth. This role is ideal for licensed Loan Originators who thrive in an inbound, high-conversion environment and want to focus on advising borrowers and closing loans, not self-sourcing business.

Our marketing and technology platforms generate consistent inbound consumer demand. Loan Originators manage their own pipeline, work qualified opportunities, and partner closely with sales leadership and operations to deliver a strong borrower experience from application through funding.

Early hires will have strong visibility and long-term growth opportunities as the team scales.

Key Responsibilities

• Manage a pipeline of inbound, qualified consumer mortgage leads
• Consult borrowers on loan programs, pricing, and structure
• Guide borrowers through the mortgage process from application to closing
• Maintain compliance with all regulatory and company standards
• Partner with processing, underwriting, and operations teams
• Meet or exceed monthly funded unit and conversion goals
• Deliver a consistent, high-quality customer experience

About You

• Active NMLS license required
• 1+ years of experience as a producing Mortgage Loan Officer preferred
• Experience in Consumer Direct, call-center, or inbound environments is a plus
• Strong consultative sales skills and borrower communication
• Organized, disciplined, and comfortable managing volume
• Performance-driven, coachable, and team-oriented

Work Environment

This role is based in Parsippany, NJ and may require in-office or hybrid work depending on licensing, training, and regulatory requirements. Permanent remote roles are not guaranteed.

Compensation & Benefits

• Base salary: $50,000 – $60,000 annually, depending on experience
• Per-loan commissions and performance incentives paid monthly
• Typical annual total compensation: $60,000 – $120,000+ based on production
• Medical, dental, and vision coverage
• Paid time off and holidays
• Ongoing training, coaching, and professional development
• Advancement opportunities into senior production or leadership roles

Kwik Mortgage and HomeLend Mortgage are equal opportunity employers. Employment decisions are based on merit, performance, and business needs.