Compliance & Financial Analyst — Risk, Regs & Finance

Pinnacle-Bank; Frisco Quarters (AL); On-site; USD 70,000 - 100,000; Full time

Job summary

Pinnacle Bank seeks a Compliance & Financial Analyst in Jasper, Alabama to support financial stability, regulatory compliance, and operational integrity. You will perform financial analysis, accounting duties, risk management, and regulatory reporting in a collaborative, cross-department environment.

Your role involves overseeing accounting processes, preparing calls reports, and assisting with compliance reviews and audits to ensure accuracy and ethical standards across the bank.

Qualifications

• Thorough knowledge of banking accounting principles, regulations, policies, and procedures.
• Strong analytical, organizational, and problem-solving skills.
• Excellent attention to detail and accuracy.
• Effective verbal and written communication skills.
• Strong time management and project coordination abilities.
• Ability to analyze complex financial and regulatory information.
• Proficiency in Microsoft Office applications, including advanced Excel, Word, and bank software systems.
• Ability to work independently and collaboratively across departments.
• Commitment to maintaining confidentiality and professional ethics.

Responsibilities

• Balance General Ledger accounts daily and monthly.
• Manage Accounts Payable and ARP.
• Prepare journal entries for investment transactions, reconcile investment accounts monthly, and complete month-end entries.
• Prepare and submit the FR2644 Report to the Federal Reserve on a weekly basis.
• Manage prepaid, accrued expense, and fixed asset accounting systems.
• Assist with quarterly Call Report preparation and submission, ensuring accuracy and compliance with regulatory requirements.
• Develop, maintain, and analyze financial models, including income statements, balance sheets, cash flow projections, profitability analysis, investment performance analysis, and sensitivity testing.
• Monitor financial performance, identify trends, and provide recommendations to support strategic decision-making.
• Assist with other accounting and financial reporting functions as assigned.
• Assist the Compliance Officer/Internal Auditor in administering and maintaining the Bank's compliance and integrity program.
• Coordinate with Legal, Internal Audit, Human Resources, Information Technology, Operations, and Security to support compliance initiatives and regulatory requirements.
• Assist in preparing compliance-related reports for executive management and the Board of Directors.
• Participate in committees and working groups responsible for implementing compliance and risk management initiatives.
• Support monitoring and auditing processes designed to evaluate:
• Compliance program effectiveness
• Regulatory compliance
• Internal control effectiveness
• Ethical business practices
• Assist in investigating compliance concerns and ensuring identified issues are addressed promptly and effectively.
• Handle Bank Secrecy Act monitoring.
• Handle Bank Security monitoring.
• Maintain confidentiality and handle sensitive information in a professional manner.
• Perform additional duties and special projects as assigned.

Skills

Banking knowledge

Analytical skills

Attention to detail

Communication skills

Time management

Independent & collaborative

Education

Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or related field

Three years of banking/financial experience

Tools

Microsoft Excel

Bank software systems

Word

Job description

Pinnacle Bank seeks a Compliance & Financial Analyst in Jasper, Alabama to support financial stability, regulatory compliance, and operational integrity. You will perform financial analysis, accounting duties, risk management, and regulatory reporting in a collaborative, cross-department environment.

Your role involves overseeing accounting processes, preparing calls reports, and assisting with compliance reviews and audits to ensure accuracy and ethical standards across the bank.