Community-Focused Commercial Lender & Relationship Lead

Citizens Independent Bank; Saint Louis Park (MN); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with match

Life insurance

Disability coverage

PFML

Paid holidays

Birthday half-day

Generous PTO

Incentive compensation

Hybrid work

Locations in St. Louis Park, Robbinsda

Community involvement

Job summary

Citizens Independent Bank in Saint Louis Park, MN seeks a relationship-driven Business Banker (Commercial Lender) to grow and manage commercial banking relationships by delivering tailored credit, deposit, and cash management solutions. You will focus on new business development, portfolio growth, client retention, and community engagement.

The role requires 5 to 10 years of lending and relationship management, strong credit analysis, and excellent communication.

Qualifications

• Bachelor’s degree preferred or equivalent experience.
• 5–10 years of commercial lending and relationship management experience.
• Proven ability to develop new business and build strong community relationships.
• Strong credit analysis, financial acumen, and sound judgment.
• Excellent communication skills with the ability to influence, negotiate, and build trust.

Responsibilities

• Develop new commercial banking relationships with businesses, non-profits, and community organizations.
• Manage and grow an existing portfolio by deepening client relationships and identifying additional opportunities.
• Structure and recommend commercial lending solutions that align with client needs and bank risk standards.
• Analyze financial statements, business performance, and industry trends to assess creditworthiness.
• Maintain strong knowledge of commercial loans, treasury management, deposit products, and related business banking services.
• Partner with internal teams to deliver a seamless client experience and effective loan process.
• Represent the bank in the community through networking, business development, and involvement in local organizations.
• Ensure all lending and relationship activities comply with regulatory requirements and internal policies.

Skills

Credit analysis

Financial acumen

Communication skills

Relationship building

Negotiation

Education

Bachelor’s degree in business/finance or related field

Job description

Citizens Independent Bank in Saint Louis Park, MN seeks a relationship-driven Business Banker (Commercial Lender) to grow and manage commercial banking relationships by delivering tailored credit, deposit, and cash management solutions. You will focus on new business development, portfolio growth, client retention, and community engagement.

The role requires 5 to 10 years of lending and relationship management, strong credit analysis, and excellent communication.