Commercial Lender: Drive New Loan Growth & Community Impact

Minnbankers; Plymouth (MN); Hybrid; USD 90,000 - 125,000; Full time

Job summary

Center Bank in Plymouth, MN is seeking a Commercial Lender to develop new business, underwrite, structure, and close commercial loans while servicing an active loan portfolio. The role represents the bank in the market and involves community engagement to strengthen relationships with clients and professionals.

Requirements include 3+ years in commercial lending, a Bachelor's in Business or related field, and strong communication skills.

Qualifications

• Minimum of 3 years' experience in Commercial Lending.
• Bachelor's Degree in Business or related area.
• Ability to generate $4-$6 million in new loan growth annually.
• Strong written and verbal communication skills.
• Proficiency in Microsoft Office.
• Ability to read, analyze, and interpret policies, contracts, credit, financial, and legal documents.

Responsibilities

• Interview applicants to determine loan requirements and gather pertinent information for loan applications.
• Conduct initial analysis of applicant's financial status, credit, and assets to determine feasibility of granting loan.
• Listen and ask questions to understand the applicant's business and determine proper loan structure.
• Structure loans within loan policy; approve loans within specified limits or champion opportunities to the credit department and/or Committee for approval.
• Prepare financing proposals consistent with approval for presentation to the applicant.
• Review loan documentation prior to closing for completeness and acceptance by the applicant.
• Ensure timely loan closing and funding activities.
• Maintain positive working relationships with customers, bank staff, local professionals, centers of influence, and community organizations.
• Actively participate in community and professional organizations and events.
• Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.

Education

Bachelor's Degree in Business

Credit training/experience

Tools

Microsoft Office

Loan origination software

Job description

Center Bank in Plymouth, MN is seeking a Commercial Lender to develop new business, underwrite, structure, and close commercial loans while servicing an active loan portfolio. The role represents the bank in the market and involves community engagement to strengthen relationships with clients and professionals.

Requirements include 3+ years in commercial lending, a Bachelor's in Business or related field, and strong communication skills.