Commission-Based Mortgage Loan Officer – Earn Up to $350k

OnPoint Community Credit Union; Oregon; On-site; USD 35,000 - 350,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and vis

Employer-matched 401(k) up to 5%

Tuition reimbursement

Job summary

The Proactive Partner. OnPoint Community Credit Union is seeking a Mortgage Loan Officer who excels at building member relationships and expanding home financing opportunities.

You will be a trusted advisor, guiding members to the most suitable loans while growing a robust referral network within the real estate community. Responsibilities include interviewing borrowers, analyzing financials, and ensuring compliance with lending policies to deliver exceptional member service.

Qualifications

• Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
• Must be detail-oriented.Ability to be self-directed, efficient, and meet deadlines.
• Ability to manage a heavy pipeline of 40 plus loans.
• Highly organized with the ability to prioritize multiple competing tasksStrong verbal and written communication skills.
• Demonstrated math and accounting skills.

Responsibilities

• Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
• Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
• Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
• Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
• Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.

Skills

Mortgage lending knowledge

Strong communication

Detail-oriented

Pipeline management (40+ loans)

Education

High School diploma or GED

Job description

The Proactive Partner. OnPoint Community Credit Union is seeking a Mortgage Loan Officer who excels at building member relationships and expanding home financing opportunities.

You will be a trusted advisor, guiding members to the most suitable loans while growing a robust referral network within the real estate community. Responsibilities include interviewing borrowers, analyzing financials, and ensuring compliance with lending policies to deliver exceptional member service.