Commercial Underwriting Associate - Renewals & Risk

EMC Insurance Companies; Kansas City (MO); On-site; USD 47,000 - 65,000; Full time

Job summary

EMC Insurance Companies is seeking a detail-oriented underwriter to manage renewal workflows and endorsements, focusing on profitability and retention. The role collaborates with agents and branch teams to quote endorsements, review reinstatements, and handle billing inquiries while upholding underwriting guidelines.

Ideal candidates have an associate degree or equivalent experience, with insurance exposure; a bachelor’s may substitute experience.

Qualifications

• Associate degree or equivalent relevant experience.
• One year of insurance industry experience or related experience.
• Bachelor’s degree may be considered in lieu of the insurance industry experience requirement.

Responsibilities

• Prepares and approves renewals for accounts within authority limit with a focus on long term profitability, retention and achieving branch and company pricing goals.
• Evaluates the risk profile of each account and assess its eligibility for renewal based on established underwriting guidelines.
• Develops relationships with agents by providing excellent customer service to promote renewal retention.
• Reviews and approves endorsements that fall within a specified list of requirements and within authority.
• Underwrites and provides endorsement quotes to agents.
• Reviews and approves reinstatements and cancellations.
• Assists agents with policy billing inquiries.
• Performs support duties for branch departments including but not limited to, ordering and analyzing reports as appropriate, reviewing drivers, and completing monthly projects.
• Collaborates with experienced underwriters and territory management team members to develop understanding of company and branch risk appetite, underwriting resources, and systems.

Skills

Attention to detail

Microsoft products

General knowledge of insurance terms

Customer service

Communication skills

Organizational skills

Time management

Negotiation skills

Teamwork / independent work

Driver's license

Education

Associate degree or equivalent experience

1 year of insurance industry experience

Bachelor’s degree may substitute experience

Tools

Microsoft Office

Job description

EMC Insurance Companies is seeking a detail-oriented underwriter to manage renewal workflows and endorsements, focusing on profitability and retention. The role collaborates with agents and branch teams to quote endorsements, review reinstatements, and handle billing inquiries while upholding underwriting guidelines.

Ideal candidates have an associate degree or equivalent experience, with insurance exposure; a bachelor’s may substitute experience.