Commercial Underwriter - Renewal & Risk Specialist

EMC Insurance; New York (NY); Vor Ort; USD 47.000 - 71.000; Vollzeit

Zusammenfassung

EMC Insurance, a customer-focused insurer, seeks a renewal underwriter to evaluate accounts, approve renewals, and support profitability and retention. You will partner with agents to deliver exceptional service, review endorsements, and assist with billing inquiries.

The role emphasizes risk assessment, adherence to underwriting guidelines, and collaboration with branch teams. Ideal candidates have an associate degree or equivalent, with 1 year of insurance experience; a bachelor’s may

Qualifikationen

• Associate degree or equivalent relevant experience.
• One year of insurance industry experience or related experience.
• Bachelor's degree may substitute for the insurance experience.

Aufgaben

• Prepares and approves renewals for accounts within authority limit with a focus on long term profitability, retention and achieving branch and company pricing goals.
• Evaluates the risk profile of each account and assess its eligibility for renewal based on established underwriting guidelines.
• Develops relationships with agents by providing excellent customer service to promote renewal retention.
• Reviews and approves endorsements that fall within a specified list of requirements and within authority.
• Underwrites and provides endorsement quotes to agents.
• Reviews and approves reinstatements and cancellations.
• Assists agents with policy billing inquiries.
• Collaborates with experienced underwriters and territory management team members to develop understanding of company and branch risk appetite, underwriting resources, and systems.

Kenntnisse

Attention to detail

Customer service

Communication skills

Time management

Teamwork

Problem solving

Negotiation

Ausbildung

Associate degree or equivalent relevant experience

One year of insurance industry experience or related experience

Bachelor's degree may be considered in lieu of the insurance industry experience requirement

Tools

Microsoft Office

Jobbeschreibung

EMC Insurance, a customer-focused insurer, seeks a renewal underwriter to evaluate accounts, approve renewals, and support profitability and retention. You will partner with agents to deliver exceptional service, review endorsements, and assist with billing inquiries.

The role emphasizes risk assessment, adherence to underwriting guidelines, and collaboration with branch teams. Ideal candidates have an associate degree or equivalent, with 1 year of insurance experience; a bachelor’s may