Commercial Underwriter & Portfolio Manager

Lake Ridge Bank; Town of Middleton (WI); On-site; USD 85,000 - 120,000; Full time

Job summary

Lake Ridge Bank is seeking an Underwriter to partner with Business Banking Relationship Managers in credit risk assessment and portfolio management. You will analyze financials, conduct due diligence, and participate in the loan approval process to maintain high-quality portfolios.

Responsibilities include preparing credit presentations, renewing credits on schedule, and coordinating with internal teams for documentation and third-party orders.

Qualifications

• Associates degree in Finance, Accounting, Business and/or three years lending experience.
• Solid understanding of financial statements (tax returns, P&L, balance sheets).
• Strong interpersonal and written communication skills with customers and staff.
• Good accounting/math skills and precision with numbers.

Responsibilities

• Partner with BRMs to identify credit risk and portfolio quality.
• Prepare loan credit presentations and participate in loan approvals.
• Manage renewals of credits 60 days prior to renewal and ensure covenant compliance.
• Interpret credit bureau reports, UCC filings and public records.
• Maintain loan files and coordinate with documentation and appraisal teams.
• Ensure compliance with bank security and regulatory requirements.

Skills

Financial analysis

Credit risk

Portfolio management

Due diligence

Communication

MS Office

Education

Associates degree in Finance/Accounting/Business

Bachelor’s degree in Accounting or Finance

Tools

Microsoft Excel

Job description

Lake Ridge Bank is seeking an Underwriter to partner with Business Banking Relationship Managers in credit risk assessment and portfolio management. You will analyze financials, conduct due diligence, and participate in the loan approval process to maintain high-quality portfolios.

Responsibilities include preparing credit presentations, renewing credits on schedule, and coordinating with internal teams for documentation and third-party orders.