Commercial Portfolio Underwriter & Risk Analyst

Huntington National Bank; Columbus (OH); On-site; USD 57,000 - 113,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave and PTO

Job summary

Huntington National Bank is seeking a Commercial Portfolio Manager to oversee assigned portfolios and support the NST Portfolio Management Team Lead and Regional Credit Officer in credit underwriting, monitoring, and relationship management. The role focuses on portfolio analysis, risk identification, and collaboration with Relationship Managers to optimize revenue and service clients.

Ideal candidates will have a finance/economics background, 1+ years of credit analysis or underwriting

Qualifications

• Bachelor’s Degree/Four-year college degree in Finance/Accounting/Economics or related business field or equivalent year's work experience.
• 1 or more years of relevant commercial/middle market credit analysis experience or underwriting experience.
• Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.
• 3 or more years of relevant commercial/middle market credit analysis experience; credit analysis of Professional Services companies is a plus.
• Strong analytical ability and an understanding of the analysis of commercial financials.
• Knowledge of the state and federal laws and compliance regulations for commercial loans.
• Ability to work under critical time constraints; strong time management and organizational skills.
• A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.
• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
• Strong customer service orientation.
• MBA in Finance or Accounting

Responsibilities

• Assist with portfolio reporting, exposure tracking, trend analysis, and management information reporting.
• Support reviews of settlement activity, account performance, concentration risk, and portfolio quality metrics.
• Participate in portfolio reviews and special credit projects designed to enhance risk identification and monitoring capabilities.
• Assist in the collection, organization, and analysis of financial and operational information required to support portfolio management decisions.
• Manage a portfolio of commercial loans and customers in partnership with the assigned relationship manager, Regional Credit Officer and other stakeholders.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Participate in presenting proposed credit actions in written analysis document and as necessary, verbally to Regional Credit Officer and/or Senior Regional Credit Officer.
• Conduct portfolio reviews with management and analyze existing portfolio to identify trends and opportunities.
• Performs other duties as assigned.

Skills

Strong analytical ability

Verbal and written communication

Time management

Customer service orientation

Education

Bachelor's Degree in Finance/Accounting/Economics or related field

MBA in Finance or Accounting

Tools

Word

Excel

Job description

Huntington National Bank is seeking a Commercial Portfolio Manager to oversee assigned portfolios and support the NST Portfolio Management Team Lead and Regional Credit Officer in credit underwriting, monitoring, and relationship management. The role focuses on portfolio analysis, risk identification, and collaboration with Relationship Managers to optimize revenue and service clients.

Ideal candidates will have a finance/economics background, 1+ years of credit analysis or underwriting