Commercial Underwriter

03000 Fidelity National Title Ins Co; Phoenix (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

FNF is seeking a motivated Commercial Underwriter to support its Phoenix, Arizona office. You will review, revise, and produce title commitments and final policies for commercial properties, analyze title issues, and mitigate underwriting risk.

You will coordinate with clients and transaction parties, review surveys and organizational documents, and use SoftPro, Data Trace, TitlePoint, and Outlook to manage workflow.

Qualifications

• Familiarity with real estate law and applicable state regulations.
• Strong understanding of title processes for real estate transactions.
• Significant experience producing and revising title commitments for commercial properties.
• Ability to read and plot metes and bounds descriptions.
• Ability to review ALTA/NSPS Land Title Surveys and organizational documents.
• Proficiency with SoftPro, Data Trace, TitlePoint, and Microsoft Outlook.
• Strong analytical, problem-solving, and negotiation skills.
• Excellent communication and organizational abilities.

Responsibilities

• Review, revise, and produce title commitments, pro forma policies, and final title policies for commercial properties in Arizona.
• Review transaction documents, title objection letters, organizational documents, and ALTA/NSPS surveys.
• Analyze legal and title issues and mitigate underwriting risk.
• Act as underwriting point person on commercial transactions, including reviewing title insurance commitments and issuing policies.
• Review organizational documents to determine authorized signers.
• Read and plot metes and bounds legal descriptions.
• Collaborate with colleagues and parties to identify solution-oriented approaches to matters.
• Provide clear, professional direction through verbal and written communication.
• Monitor and prioritize assigned work to maintain productivity and timely service.

Skills

Title underwriting

ALTA/NSPS knowledge

Negotiation

Communication

Risk analysis

Tools

SoftPro

Data Trace

TitlePoint

Microsoft Outlook

Job description

FNF® is the leading provider of title insurance and settlement services to the real estate and mortgage industries. FNF®'s various mortgage and real estate services companies provide services that complement our title insurance business. From a full-service qualified intermediary, home warranties, UCC insurance, relocation services, and notary services, we provide essential services to fulfill the needs of a changing real estate industry. FNF® believes the power of technology can elevate the real estate transaction. From investments in title and escrow software to industry-leading real estate partner solutions, we take our commitment to provide real estate professionals and consumers with a truly reimagined, transparent, connected, and trusted real estate experience to heart.

POSITION OVERVIEW

FNF is seeking a motivated and experienced Commercial Underwriter to support its Commercial office. This role reviews, revises, and produces title commitments, pro forma policies, and final title policies for commercial properties in Arizona. The Commercial Underwriter analyzes title and legal issues, evaluates due diligence materials, mitigates underwriting risk, and collaborates with colleagues and transaction parties to support successful commercial real estate closings.

LOCATION

Phoenix, Arizona- In office-On Site

DUTIES & RESPONSIBILITIES

• Review, revise, and produce title commitments, pro forma policies, and final title policies for commercial properties in Arizona.
• Review transaction documents, title objection letters, organizational documents, and American Land Title Association/National Society of Professional Surveyors (ALTA/NSPS) Land Title Surveys.
• Analyze legal and title issues associated with commercial real estate transactions and develop solutions that appropriately mitigate underwriting risk.
• Act as an underwriting point person on commercial transactions, including reviewing title insurance commitments, incorporating surveys and other due diligence materials into risk assessments, managing client communications and negotiations, and issuing policies.
• Review organizational documents to determine authorized signers.
• Read and plot metes and bounds legal descriptions.
• Collaborate with colleagues and transaction parties to identify practical, solution-oriented approaches to commercial real estate matters.
• Provide clear, professional, and positive direction through verbal and written communication with parties involved in commercial real estate transactions.
• Monitor, prioritize, and follow up on assigned work to maintain a high level of productivity, quality, and timely service.
• Use SoftPro, Data Trace, TitlePoint, and Microsoft Outlook in support of title production, research, communication, and workflow management.

MINIMUM REQUIREMENTS

• Familiarity with real estate law, including basic applicable state real estate regulations.
• Strong understanding of fundamental concepts, practices, and procedures related to real estate title processes.
• Significant experience producing and revising title commitments and pro forma policies for commercial properties.
• Ability to read and plot metes and bounds legal descriptions.
• Ability to review ALTA/NSPS Land Title Surveys and organizational documents.
• Proficiency with SoftPro, Data Trace, TitlePoint, and Microsoft Outlook.
• Strong analytical, investigative, problem-solving, and business judgment skills.
• Strong negotiation skills with the ability to present alternative solutions and communicate difficult information with tact.
• Excellent listening, verbal, and written communication skills.
• Strong organizational skills with the ability to manage multiple priorities and provide timely follow-up.
• Ability to collaborate, act decisively, build effective internal and external relationships, and contribute as an integral member of a team.
• Detail- and quality-oriented approach with a commitment to providing a positive customer experience.

PREFERRED EXPERIENCE

• Commercial title underwriting experience involving complex commercial real estate transactions.
• Experience assessing surveys and other due diligence materials as part of an underwriting risk analysis.
• Experience managing client communications and negotiations throughout commercial real estate transactions.

COMPENSATION & BENEFITS

FNF, its affiliates, and subsidiaries carefully considers multiple factors to determine compensation, including a candidate's education, training, specialty, experience, and work location. The base salary (exempt) or hourly rate (non-exempt) is just one component of the total rewards package offered to our employees, including potential bonus or commission eligibility, insurance (medical/dental/vision/life/disability), matching 401(k) plan and matching employee stock purchase plan.

EQUAL OPPORTUNITY POLICY

FNF, its affiliates and subsidiaries, is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression (including transgender status), genetic information or any other characteristic protected by applicable law.

FNF® is the leading provider of title insurance and settlement services to the real estate and mortgage industries. FNF®'s various mortgage and real estate services companies provide services that complement our title insurance business. From a full-service qualified intermediary, home warranties, UCC insurance, relocation services, and notary services, we provide essential services to fulfill the needs of a changing real estate industry. FNF® believes the power of technology can elevate the real estate transaction. From investments in title and escrow software to industry-leading real estate partner solutions, we take our commitment to provide real estate professionals and consumers with a truly reimagined, transparent, connected, and trusted real estate experience to heart.