Commercial Portfolio Manager – San Francisco

Zions Bancorporation; San Francisco (CA); On-site; USD 78,000 - 114,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance

Life and Disability Insurance

Paid Parental Leave and Adoption Aid

Health Savings Account (HSA)

Paid Time Off and 11 Federal Holidays

401(k) with company match

Job summary

California Bank & Trust in San Francisco, CA is seeking a seasoned Portfolio Manager to identify lending opportunities and develop a broad range of commercial loan activities. You will manage existing loan relationships and expand client bases while ensuring financial statements are analyzed and risk is controlled.

The role emphasizes credit analysis, loan structuring, pricing, and collaboration with bankers to support strategic objectives.

Qualifications

• Requires a bachelor's degree in Finance, Business or other related field and 2+ years of banking, relationship management, lending, underwriting and credit experience or other directly related experience.
• Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Knowledge of banking products, services, policies, procedures, and regulations.
• Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
• Requires solid customer service, relationship, organizational, analytical, and creative problem-solving skills.
• Ability to meet deadlines.
• Must have solid communications skills, both verbal and written.
• Knowledge of various software applications including word processing and spreadsheets.

Responsibilities

• Responsible for managing and servicing a portfolio of existing loan relationships.
• Responsible for expanding and building relationships resulting in excellent customer satisfaction.
• Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
• Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
• Assists bankers with new and existing loan requests and other special projects.
• Other duties as assigned.

Skills

Analytical thinking

Communication skills

Relationship management

Credit analysis

Education

Bachelor's degree in Finance, Business or related field

Tools

Excel

Spreadsheets

Job description

California Bank & Trust in San Francisco, CA is seeking a seasoned Portfolio Manager to identify lending opportunities and develop a broad range of commercial loan activities. You will manage existing loan relationships and expand client bases while ensuring financial statements are analyzed and risk is controlled.

The role emphasizes credit analysis, loan structuring, pricing, and collaboration with bankers to support strategic objectives.