Commercial Portfolio Manager

LHH Recruitment Solutions; Detroit (MI); Presencial; USD 90.000 - 130.000; Jornada completa

Descripción de la vacante

LHH Recruitment Solutions partners with an established financial institution in Metro Detroit to fill a Commercial Portfolio Manager role. This hands-on position focuses on the ongoing health and management of a commercial loan portfolio, collaborating with lenders, credit, and operations teams.

The ideal candidate brings 5+ years in commercial banking, strong credit, and underwriting skills, plus a proven ability to analyze financial statements and manage portfolio risk while staying aligned

Formación

• Bachelor’s degree in Business, Finance, or related field.
• 5+ years of commercial banking experience.
• Strong commercial credit and portfolio management experience.
• Experience underwriting and analyzing commercial loans.
• Strong financial statement analysis skills.
• Knowledge of banking regulations and compliance requirements.
• Construction lending experience is a plus.
• Special assets/workout experience is a plus.

Responsabilidades

• Manage the ongoing monitoring and overall credit health of a commercial loan portfolio.
• Prepare detailed credit packages and evaluate commercial loans for renewal, restructuring, and approval.
• Analyze borrower financial statements and other financial information to evaluate creditworthiness.
• Oversee loan renewals, financial statement tracking, covenant compliance, and other ongoing portfolio requirements.
• Partner with commercial lenders to structure credits and support new and existing relationships.
• Support underwriting activities across a variety of commercial credits.
• Monitor construction-related credits and project performance, as applicable.
• Partner with commercial operations and administration teams throughout the lending process.
• Review loan documentation and due diligence to ensure files are complete prior to closing.
• Review closing documentation to ensure approved terms and conditions are accurately reflected.
• Assist with special assets and more complex credit situations as needed.
• Manage competing priorities and deadlines while maintaining accuracy and attention to detail.

Conocimientos

Commercial credit

Portfolio management

Financial statement analysis

Credit underwriting

Communication skills

Attention to detail

Educación

Bachelor’s degree in Business, Finance, or related field

Descripción del empleo

LHH Recruitment Solutions is partnering with an established and growing financial institution in Metro Detroit on a Commercial Portfolio Manager opportunity. This role is an excellent fit for an experienced commercial banking professional who brings a strong foundation in commercial credit, portfolio management, financial analysis, and underwriting.

This is a highly visible, hands-on role with responsibility for the ongoing health and management of a commercial loan portfolio, while partnering closely with commercial lenders, credit, and operations teams.

What makes this opportunity stand out:

• Established financial institution with continued growth
• High visibility and direct exposure to senior leadership
• Opportunity to work closely with commercial lending, credit, and operations
• Broad responsibility across the commercial loan lifecycle
• Exposure to a variety of commercial credits and borrowers
• Opportunity to contribute to underwriting, portfolio strategy, and credit decisions
• Strong opportunity for continued professional development and career growth
• Hands-on environment where you can directly influence the commercial banking function

Key responsibilities include:

• Manage the ongoing monitoring and overall credit health of a commercial loan portfolio
• Prepare detailed credit packages and evaluate commercial loans for renewal, restructuring, and approval
• Analyze borrower financial statements and other financial information to evaluate creditworthiness
• Oversee loan renewals, financial statement tracking, covenant compliance, and other ongoing portfolio requirements
• Partner with commercial lenders to structure credits and support new and existing relationships
• Support underwriting activities across a variety of commercial credits
• Monitor construction-related credits and project performance, as applicable
• Partner with commercial operations and administration teams throughout the lending process
• Review loan documentation and due diligence to ensure files are complete prior to closing
• Review closing documentation to ensure approved terms and conditions are accurately reflected
• Assist with special assets and more complex credit situations as needed
• Manage competing priorities and deadlines while maintaining accuracy and attention to detail

Ideal background:

• Bachelor’s degree in Business, Finance, or a related field preferred
• 5+ years of commercial banking experience
• Strong commercial credit and portfolio management experience
• Experience underwriting and analyzing commercial loans
• Strong financial statement analysis skills
• Knowledge of commercial lending credit policies and guidelines
• Understanding of commercial loan documentation, including appraisals, title work, lien searches, UCC searches, and related due diligence
• Construction lending experience is a plus
• Special assets/workout experience is a plus
• Strong understanding of banking regulations and compliance requirements
• Excellent interpersonal and communication skills
• Strong attention to detail with the ability to work against definitive deadlines
• Comfortable working cross-functionally with lenders, credit professionals, operations teams, and outside vendors