Commercial Loan Originator / Underwriter

OGH; Austin (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

401(k) with company match

Paid time off and holidays

Professional development support

Career growth opportunities

Job summary

OGH is a leading commercial real estate debt investment platform seeking a Financial Analyst to join Investments / Asset Management in Austin, TX. You will support underwriting, portfolio management, and investor reporting, gaining exposure to loan structures, market research, and capital markets processes.

The role emphasizes financial modeling, collaboration with senior leaders, and career growth in a fast-paced real estate credit environment.

Qualifications

• Bachelor's degree in Finance, Real Estate, Economics, Accounting, or a related field.
• 1–3 years of CRE, investment banking, private credit, lending, valuation, consulting, or corporate finance.
• Strong financial modeling and analytical skills.
• Advanced proficiency in Microsoft Excel and PowerPoint.
• Excellent written and verbal communication skills.
• Strong attention to detail and ability to manage multiple projects simultaneously.

Responsibilities

• Underwrite and analyze prospective debt investments across CRE asset classes.
• Build and maintain financial models to evaluate loan structures and DSCR.
• Conduct cash flow analysis, sensitivity tests, and downside scenarios.
• Review appraisals, market studies, and third-party due diligence materials.
• Prepare investment memoranda and underwriting packages for internal approval.
• Monitor portfolio performance and covenant compliance.
• Support quarterly portfolio valuation and investor reporting.

Skills

Financial modeling

Analytical skills

Excel

PowerPoint

Written & verbal communication

Attention to detail

Multi-project management

Education

Bachelor's degree in Finance/Real Estate/Economics/Accounting

Tools

AppFolio

Argus

CoStar

Bloomberg

Job description

Financial Analyst – Real Estate Debt Fund

Position Title: Financial Analyst Department: Investments / Asset Management Location: Austin, Texas (In-Office) Reports To: Executive Vice President

About Us

OGH is a leading commercial real estate debt investment platform focused on originating, acquiring, and managing commercial real estate loans across multiple property types. Our investment strategies span senior loans, mezzanine financing, bridge lending, construction loans, and special situations investments throughout the United States.

We are seeking a highly motivated Financial Analyst to join our growing team. This role offers direct exposure to transaction underwriting, portfolio management, capital markets, and investment committee processes within a dynamic real estate credit environment.

Position Overview

The Financial Analyst will support the investment team in evaluating new lending opportunities, performing financial analysis, underwriting commercial real estate assets, monitoring portfolio performance, and preparing investment recommendations along with presenting loan packages to senior management. The ideal candidate is analytical, detail-oriented, and interested in building a career in real estate private credit.

Key Responsibilities

Investment Underwriting & Analysis

• Analyze prospective debt investments across multifamily, industrial, office, retail, hospitality, and specialty asset classes.
• Build and maintain financial models to evaluate loan structures, debt service coverage, loan-to-value ratios, and borrower creditworthiness.
• Conduct cash flow analysis, sensitivity testing, and downside scenario modeling.
• Review appraisals, market studies, engineering reports, environmental reports, and third-party due diligence materials.
• Preparing investment memoranda and underwriting packages for internal approval.

Portfolio Management

• Monitor performance of existing loan investments and borrower compliance.
• Track portfolio metrics, covenant compliance, loan maturities, and risk indicators.
• Support quarterly portfolio valuation and reporting processes.
• Assist with borrower requests, modifications, extensions, and refinancing analyses.

Market Research

• Conduct research on commercial real estate markets, sectors, and economic trends.
• Analyze comparable transactions, market rents, cap rates, and financing conditions.
• Prepare presentations and reports for senior management and investors.

Capital Markets & Investor Reporting

• Assist in preparing investor reporting materials and portfolio updates.
• Support fundraising initiatives through data analysis and presentation preparation.
• Coordinate with lenders, brokers, legal counsel, and third-party service providers throughout the transaction lifecycle.

Qualifications

Required

• Bachelor's degree in Finance, Real Estate, Economics, Accounting, or a related field.
• 1–3 years of experience in commercial real estate, investment banking, private credit, lending, valuation, consulting, or corporate finance.
• Strong financial modeling and analytical skills.
• Advanced proficiency in Microsoft Excel and PowerPoint.
• Excellent written and verbal communication skills.
• Strong attention to detail and ability to manage multiple projects simultaneously.

Preferred

• Experience underwriting commercial real estate loans or investments.
• Familiarity with AppFolio or Argus, CoStar, Bloomberg, or similar industry platforms.
• Understanding of commercial real estate capital structures and debt products.
• Professional designations are a plus.

Key Competencies

• Financial modeling
• Commercial real estate underwriting
• Credit analysis
• Investment research
• Problem-solving
• Team collaboration
• Time management
• Presentation and communication skills

Compensation & Benefits

• Competitive base salary
• Annual performance bonus
• Health, dental, and vision insurance
• 401(k) with company match
• Paid time off and holidays
• Professional development and certification support
• Opportunity for long-term career growth within a leading real estate investment platform

Why Join Us?

This is an opportunity to work alongside experienced real estate investment professionals and gain exposure to the full lifecycle of commercial real estate debt transactions. The role provides significant responsibility, direct interaction with senior leadership, and a clear path for advancement within a growing investment organization.

Equal Opportunity Employer: OGH is committed to creating an inclusive workplace and welcomes applications from qualified candidates regardless of race, religion, gender, sexual orientation, age, disability, or veteran status.