Commercial Loan Officer I

BancFirst; Harrah (OK); On-site; USD 60,000 - 90,000; Full time

Job summary

BancFirst in Oklahoma ( Harrah area ) seeks an experienced Commercial Loan Officer to underwrite and develop a quality loan portfolio across Construction, Commercial, CRE, and Consumer lending segments. You will promote BancFirst services, participate in community events, and ensure strict adherence to policies while delivering exceptional customer service.

Qualified candidates have a Bachelor degree and 1–3 years underwriting experience, with strong financial data analysis skills, ability to

Qualifications

• Bachelor Degree required (Business major or Formal Credit training preferred).
• Minimum 1-3 years experience as an underwriting Commercial Loan Officer.
• Experience in negotiating loan workouts and asset liquidations.
• Must have ability to analyze complex financial data and write detailed credit memorandums.
• Must have current working knowledge of Regulatory Compliance requirements including RESPA, HMDA, and Fair Lending.
• Must have ability to grow quality portfolio with annual performance goals.
• Promote Retail/Cash Management products to new and existing relationships.
• Willing to participate in community events.
• Work well under stress and deadlines while managing multiple tasks.
• Must be able to communicate professionally, both verbally and in writing.

Responsibilities

• Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio.
• Construction, Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans.
• Promote BancFirst services through cross selling banking products to new and existing clientele.
• Participation in various community and public events.
• Consistent execution of policies and procedures.
• Extraordinary customer service at all times.
• Assist with other job related duties as requested by supervisor/manager.
• Regular and consistent attendance is an essential function of this position.

Skills

Credit analysis

Financial data analysis

Credit memorandums

Communication skills

Underwriting

Portfolio growth

Regulatory knowledge

Education

Bachelor degree

Job description

ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio

Construction, Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans

Promote BancFirst services through cross selling banking products to new and existing clientele

Participation in various community and public events

Consistent execution of policies and procedures

Extraordinary customer service at all times

Assist with other job related duties as requested by supervisor/manager

Regular and consistent attendance is an essential function of this position

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

Bachelor Degree required (Business major or Formal Credit training preferred)

Minimum 1-3 years experience as an underwriting Commercial Loan Officer

Experience in negotiating loan workouts and asset liquidations

Must have ability to analyze complex financial data and write detailed credit memorandums

Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending

Must have ability to grow quality portfolio with annual performance goals

Promote Retail/Cash Management products to new and existing relationships

Willing to participate in community events

Work well under stress and deadlines while managing multiple tasks

Must be able to communicate professionally, both verbally and in writing

Hometown service, statewide strength.BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.