Commercial Lender

BancFirst; Jones (OK); On-site; USD 70,000 - 95,000; Full time

Job summary

BancFirst is seeking an Underwriting Commercial Loan Officer to develop and manage a quality loan portfolio across construction, commercial, CRE, consumer, and real estate segments. The role emphasizes cross-selling BancFirst products and active community engagement.

Qualifications include a bachelor’s degree in business and 1–3 years underwriting experience, with knowledge of RESPA, HMDA, and Fair Lending. Full-time, on-site, with standard banking hours in Oklahoma.

Qualifications

• Bachelor Degree required (Business major or Formal Credit training preferred).
• Minimum 1-3 years experience as an underwriting Commercial Loan Officer.
• Experience in negotiating loan workouts and asset liquidations.
• Must have ability to analyze complex financial data and write detailed credit memorandums.
• Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending.
• Must have ability to grow quality portfolio with annual performance goals.
• Promote Retail/Cash Management products to new and existing relationships.
• Willing to participate in community events.

Responsibilities

• Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio.
• Construction, Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans.
• Promote BancFirst services through cross selling banking products to new and existing clientele.
• Participation in various community and public events.
• Consistent execution of policies and procedures.
• Extraordinary customer service at all times.
• Assist with other job related duties as requested by supervisor/manager.
• Regular and consistent attendance is an essential function of this position.
• Duties may change at any time with or without notice.

Skills

Financial analysis

Credit memorandums

Regulatory compliance

Communication

Underwriting

Time management

Negotiation

Cross-selling

Education

Bachelor's degree in business

Job description

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio
• Construction, Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans
• Promote BancFirst services through cross selling banking products to new and existing clientele
• Participation in various community and public events
• Consistent execution of policies and procedures
• Extraordinary customer service at all times
• Assist with other job related duties as requested by supervisor/manager
• Regular and consistent attendance is an essential function of this position
• Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

• Bachelor Degree required (Business major or Formal Credit training preferred)
• Minimum 1-3 years experience as an underwriting Commercial Loan Officer
• Experience in negotiating loan workouts and asset liquidations
• Must have ability to analyze complex financial data and write detailed credit memorandums
• Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending
• Must have ability to grow quality portfolio with annual performance goals
• Promote Retail/Cash Management products to new and existing relationships
• Willing to participate in community events
• Work well under stress and deadlines while managing multiple tasks
• Must be able to communicate professionally, both verbally and in writing

LOCATION

9285 N Hiwassee

HOURS

• Full Time
• M-F 8am-5pm

Hometown service, statewide strength.BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $13 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.

EOE - BancFirst is an Equal Opportunity employer.