Commercial Loan Officer

MRINetwork; San Diego (CA); On-site; USD 100,000 - 170,000; Full time

Job summary

MRINetwork is seeking an experienced commercial lender to join a team of professionals who develop financing solutions for local businesses with revenues of $5–$150MM.

The successful candidate will solicit bank services, collect and analyze financial data to assess creditworthiness, and structure secured financing for working capital growth, acquisitions, or debt restructuring, with support from a credit team.

Qualifications

• 5+ years of commercial lending experience.
• Bachelor's degree in Finance, Accounting, Economics, or Marketing (preferred).
• Established book of business required.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to determine creditworthiness of prospects.
• Provide secured financing solutions for working capital growth, acquisitions and debt restructuring.
• Develop and maintain a direct calling database of prospects.

Skills

Credit analysis

Business development

Financial appraisal

Education

Bachelor's degree (finance, accounting, econ, marketing)

Job description

Activelyseeking an experiencedcommercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required