Commercial Loan Officer

MRINetwork; Fresno (CA); On-site; USD 90,000 - 140,000; Full time

Job summary

MRINetwork is seeking an experienced commercial lender to join a team of professionals focused on creating financing solutions for local businesses with revenues of $5–$150MM. You will solicit bank service sales, analyze financial data to assess creditworthiness, and structure secured financing for working capital, acquisitions, and debt restructuring.

The role involves prospecting, maintaining relationships with sponsor groups and professionals, and building a direct calling database to drive

Qualifications

• 5+ years of commercial lending experience.
• Bachelor's degree in Finance, Accounting, Economics or Marketing preferred.
• Strong understanding of commercial depository services.
• Proven ability to manage an established book of business.

Responsibilities

• Solicit the sale of bank services to businesses and develop financing solutions.
• Analyze financial data to determine creditworthiness of prospects.
• Provide secured financing for working capital, acquisitions, and debt restructuring.
• Prospect and maintain dialogue with sponsor groups, intermediaries and professionals.

Skills

Commercial lending

Credit analysis

Business development

Book of business

Education

Bachelor's degree in Finance/Accounting/Economics/Marketing

Job description

Activelyseeking an experiencedcommercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required