Commercial Loan Officer

Mbtbank; Rochester (MN); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

401k Match and Profit Sharing

Health, Dental, & Vision Insurance

Paid Time Off

Life Insurance

Disability Insurance

Wellness Reimbursement

Tuition & Training Reimbursement

Job summary

MBT Bank is looking for an experienced Commercial Loan Officer to join our Rochester team. This role focuses on developing and managing a high-quality commercial loan portfolio while building strong customer relationships. A strong credit analysis background and business development skills are essential. The position offers possibility of advancement for candidates showing exceptional performance and alignment with our values.

MBT Bank is a family-owned community bank dedicated to personalized service and community commitment.

Qualifications

• 10+ years of experience in commercial lending, credit analysis, or banking.
• Proficiency in basic office equipment and overall computer navigation.
• Ability to analyze financial information and structure lending solutions.

Responsibilities

• Build, manage, and grow a portfolio of commercial banking relationships.
• Analyze financial information to meet customer needs.
• Monitor portfolio performance and manage risk.

Skills

Credit analysis

Business development

Leadership qualities

Community banking

Education

Bachelor's degree in business, finance, or accounting

Tools

Microsoft O365

Banking software

Job description

MBT Bank is hiring an experienced and results-driven Commercial Loan Officer to join our Rochester team. This role is responsible for the development, management, and retention of a high-quality commercial loan portfolio while building strong, full-service banking relationships with our customers.

The ideal candidate will bring a strong credit analysis background, business development skills, possess leadership qualities, and a passion for community banking. This position also offers potential for future advancement into a leadership role for candidates who demonstrate positive performance, initiative, and alignment with our bank’s values.

MBT Bank is a family-owned community bank proudly serving customers across North Iowa and Southern Minnesota. Our organization is rooted in strong local relationships, personalized service, and a deep commitment to the communities we serve.

Key Responsibilities

• Build, manage, and grow a portfolio of commercial banking relationships through business development and customer retention
• Analyze financial information and structure lending solutions that meet customer needs and bank guidelines
• Monitor portfolio performance and manage risk while ensuring compliance with policies and regulations
• Partner with internal teams and represent the bank in the community to deliver comprehensive financial solutions

Requirements

Benefits

• 401k Match and Profit Sharing
• Health, Dental, & Vision Insurance
• Paid Time Off
• Life Insurance
• Disability Insurance
• Wellness Reimbursement
• Tuition & Training Reimbursement

Education

Bachelor's degree with an emphasis in business, finance, or accounting

Experience

• Bachelor’s degree in business, finance, accounting, or related field
• 10+ years of experience in commercial lending, credit analysis, or banking

Computer Skills

• Proficiency in the use of basic office equipment, keyboarding, Microsoft O365, web-based software, banking software, and overall computer navigation.

SUPERVISORY RESPONSIBILITIES

None

WORK ENVIRONMENT

The work environment characteristics described here are representative of those that are generally found in a bank office environment.

• Work is generally sedentary in nature.
• The working environment is generally favorable but may have fluctuations in office temperatures.
• Work is generally performed within an office environment with standard office equipment available.
• May have distractions from other people’s conversations, coin machines, and drive-up loudspeakers.