Commercial Loan Officer

Exchange Bank: Relationships You can Bank On; Omaha (NE); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Health/dental/vision insurance

Paid vacation/sick time

11 federal holidays

401k with match

Job summary

Exchange Bank: Relationships You can Bank On in Omaha, NE is seeking a Commercial Loan Officer for a full-time, salaried role to grow our commercial lending portfolio. You will develop new lending relationships, analyze financial statements and cash flows, and present loan recommendations for credits beyond lending authority.

Join a team focused on community ties, professional networking, and delivering banking solutions to local businesses in the Omaha area.

Qualifications

• Minimum 5 years in commercial lending.
• Experience with leases preferred.
• Strong ability to analyze financial statements and cash flows.
• Proven business development skills and community involvement.

Responsibilities

• Underwrite, analyze, and present financial statements and tax returns for credit decisions.
• Facilitate loan closings by explaining documents and obtaining signatures.
• Recommend Exchange Bank products to meet goals and refer to appropriate areas.
• Establish relationships with real estate brokers and builders, leading small business prospects for C&I and CRE loans.

Skills

Business development

Relationship building

Job description

This is a full time, salaried position in our Omaha, NE location.

A full benefits package is available and includes:

• Health, dental, vision, disability and life insurance
• Paid vacation and sick time
• Up to 11 federal holidays per year
• 401k plan with company match

JOB DESCRIPTION

The Commercial Loan Officer will have a goal of making loans and adding value for our customers. Responsibilities include developing a prospect list for new commercial lending relationships, analysis and evaluation of financial statements and cash flows, cultivating existing relationships for new loans, develop and present loan recommendations on credits exceeding assigned lending authority. Commercial Lenders must have proven business development skills including involvement in community activities and organizations.

ESSENTIAL FUNCTIONS

• Underwriting, analysis and presentation of financial statements and tax returns for credit decision.
• Facilitate loan closing by explaining all documents to customers and obtaining required signatures.
• Recommend other Exchange Bank products and services to meet bank budget goals and lender key accountabilities and refer to the appropriate area to best serve our customer’s needs.
• Establish relationships including real estate brokers and builders and leading small business prospects for C&I and CRE loans, presenting information to professional groups within the community, and maintaining a high degree of visibility for Exchange Bank.

Experience:

• Commercial Lending Minimum 5 years (Preferred)
• Experience with Leases preferred.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.